318 12th St, Sacramento, CA 95814 Property Records

Sacramento County property record for 318 12th St, Sacramento, CA 95814

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,835 sqft · built 1934
Lot Size	0.74 acres (3,200 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Oct 2020)
Tax Bill	$11,524 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`002-0075-014-0000`

Property Details

APN / Parcel Number

Primary APN	`002-0075-014-0000`

Interior

Building Area	4,835 sqft Total Area
1st Floor Area	4,835 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,200 sqft (0.74 acres)

Location & Zoning

Street Address	318 12TH ST
City	SACRAMENTO
State	CA
Zip	95814-0951
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C-2-SPD
Legal Description	N 1/4 LOT 5 BLK C,D,11TH & 12TH STS.
Legal Subdivision	SACRAMENTO
Legal Block	C,D
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2010
Census Tract	600

Owner

Source: Sacramento County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1910 3RD AVE, SACRAMENTO, CA 95818-3004
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage MARBLE BRIDGE FUNDING GROUP INC
Oct 23, 2020	Grant Deed, Transfer HARVEST SMALL BUSN FIN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Oct 22, 2015 · Amount on Record
Deed Book / Page	20201023 / 1161
Prior Transfer Date	Oct 20, 2015
Prior Transfer Doc	0000001030
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	318 12TH ST, SACRAMENTO, CA 95814-0951
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 3RD AVE, SACRAMENTO, CA 95818-3004

Mortgage

Document Number	0000001822
Date	Feb 16, 2021
Instrument	202102161822

Lender

Name	MARBLE BRIDGE FUNDING GROUP INC
Type	Non-Lending Institution
Address	WALNUT CREEK, CA 94596

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 23, 2020
Property Address	318 12TH ST, SACRAMENTO, CA 95814-0951
Document Number	2010231161
Instrument Date	Oct 13, 2020
Instrument	2010231161
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,338.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1910 3RD AVE SACRAMENTO CA 958183004, SACRAMENTO, CA 95818-3004

Mortgage

Document Number	2010231162
Date	Oct 23, 2020
Instrument	2010231162

Lender

Name	HARVEST SMALL BUSN FIN LLC
Address	LAGUNA HILLS, CA 92653

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$938,467 (+2%) Land $298,101 Building $640,366
2025	$11,524.00 (+1.48%)	$920,066 (+4.04%) Land $292,256 Building $627,810
2024	$11,356.00 (+2.46%)
2023	$11,083.00 (+1.7%)	$884,340 Land $280,908 Building $603,432
2022	$10,898.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, Frontier, GeoLinks, Succeed.Net.

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