3179 SE Cypress St, Stuart, FL 34997 Property Records

Martin County property record for 3179 SE Cypress St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,440 sqft · built 1981
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$241,000 (Apr 2020)
Tax Bill	$1,653 (2025)
Deeds & Mortgages	Jul 2020 Loan Modification Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-38-41-002-029-0017.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`54-38-41-002-029-0017.0-2-0000`
Alternative APNs	`54-38-41-002-029-00170-2` `43814`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	1,600 sqft
1st Floor Area	1,440 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Attached
Garage Area	260 sqft
Pool Area	300 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43814
Street Address	3179 SE CYPRESS ST
City	STUART
State	FL
Zip	34997-7894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	HIBISCUS PARK SEC 2 LOT 17 BLK 29
Legal Range	41E
Legal Township	38S
Legal Section	54
Legal Subdivision	HIBISCUS PARK
Legal Block	29
Legal Lot Number	17
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1025
Census Tract	1107

Owner

3179 SE Cypress St is owned and occupied by two individuals who bought it in April 2020.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3179 SE CYPRESS ST, STUART, FL 34997-7894
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Loan Modification, Mortgage SEACOAST NAT'L BK
Apr 13, 2020	Warranty Deed, Transfer · FHA Mortgage SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on File
Deed Sale	Apr 13, 2020 · Amount on File
Prior Sale	Nov 1, 1981 · Amount on File
Deed Document Number	20202809700
Deed Book / Page	3123 / 752
Record Updated	Oct 29, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	3179 SE CYPRESS ST, STUART, FL 34997-7894
Document Number	0031450319
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3179 SE CYPRESS ST STUART FL 349977894, STUART, FL 34997-7894

Mortgage

Document Number	0031450319
Date	Jul 23, 2020
Book Page	003145/000319
Instrument	2827382

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995-9012

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 13, 2020
Property Address	3179 SE CYPRESS ST, STUART, FL 34997-7894
Document Number	0031230752
Book / Page	3123 / 752
Map Reference	MB 3 PG 27
Instrument Date	Apr 9, 2020
Instrument	2809700
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6103 SE GEORGETOWN PL # PL1012, 6103, HOBE SOUND, FL 33455-7345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3179 SE CYPRESS ST, STUART, FL 34997-7894

Mortgage

Document Number	0031230754
Date	Apr 13, 2020
Instrument	3123/0754

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3179 SE Cypress St was $1,653 with a homeowner's exemption, up 0.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,653.00 (+0.49%) Additional exemption filed	$117,716	$255,420 Land $125,000 Building $130,420
2024	$1,645.00 (+3.59%)
2023	$1,588.00 (+4.68%) Additional exemption filed	$111,067 (+3%)	$237,800 (+12.91%) Land $120,000 Building $117,800
2022	$1,517.00 Homeowner's exemption	$107,833	$210,610 Land $110,000 Building $100,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3179 SE Cypress St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3179 SE Cypress St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Blue Stream.

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