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3169 SE Cypress St, Stuart, FL 34997 Property Records

Martin County property record for 3169 SE Cypress St, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 900 sqft · built 1989
Lot Size0.179 acres (7,797 sqft)
OwnerIndividual Name on Record
Tax Bill$988 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN54-38-41-002-029-0016.0-4-0000

Property Details

APN / Parcel Number

Primary APN54-38-41-002-029-0016.0-4-0000
Alternative APNs
  • 54-38-41-002-029-00160-4
  • 43813

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area900 sqft Living Area
Gross Area1,480 sqft
1st Floor Area900 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,797 sqft (0.179 acres)
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchScreened Concrete Masonry Porch
Porch Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number43813
Street Address3169 SE CYPRESS ST
CitySTUART
StateFL
Zip34997-7894
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2B
Legal DescriptionHIBISCUS PARK SEC 2 LOT 16 BLK 29
Legal Range41E
Legal Township38S
Legal Section54
Legal SubdivisionHIBISCUS PARK
Legal Block29
Legal Lot Number16
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1025
Census Tract1107

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3169 SE CYPRESS ST, STUART, FL 34997-7894
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2000
Deed SaleJan 5, 2000
Prior SaleAug 29, 1991 · Amount on Record
Deed Book / Page1451 / 405
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address3169 SE CYPRESS ST, STUART, FL 34997-7894
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029740780
DateFeb 8, 2018
Book Page02974/0780
Instrument2677882
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$988.00 (+0.2%) Additional exemption filed$75,016 (+5.99%)$249,680 (+3.29%) Land $125,000 Building $124,680
2024$986.00 (+2.6%)
2023$961.00 (+3%) Additional exemption filed$70,779 (+3%)$241,720 (+15.09%) Land $120,000 Building $121,720
2022$933.00 Homeowner's exemption$68,718$210,020 Land $110,000 Building $100,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 86 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: Blue Stream.

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