3178 Vista Way, Oceanside, CA 92056 Property Records

San Diego County property record for 3178 Vista Way, Oceanside, CA 92056

Property Summary

Property Type	Recreational/Entertainment (General)
Details	4,967 sqft · built 2019
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on File
Last Sale	$575,000 (Mar 2016)
Tax Bill	$24,384 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`165-350-41-00`

Property Details

APN / Parcel Number

Primary APN	`165-350-41-00`

Interior

Building Area	4,967 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	30,492 sqft (0.7 acres)

Location & Zoning

Street Address	3178 VISTA WAY
City	OCEANSIDE
State	CA
Zip	92056-3608
Property Category	Commercial
Property Type	Commercial > Retail > Recreational/Entertainment (General)
Local Zoning Code	CS-HO
Legal Description	PAR 2 TR PM20841
Legal Subdivision	CITY OF OCEANSIDE
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	18515

Owner

3178 Vista Way, a commercial property, is owned by a company that bought it in March 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	826 ORANGE AVE, CORONADO, CA 92118-2619
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · SBA Mortgage STATE BANK OF DAVIS
Dec 7, 2020	Deed of Trust, Mortgage · Commercial Mortgage STATE BANK OF DAVIS
Feb 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage CDC SMALL BUSINESS FINANCE CORP
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit STATE BK/DAVIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2016 · Amount on File
Deed Sale	Mar 23, 2016 · Amount on File
Deed Document Number	2016130360
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3178 VISTA WAY, OCEANSIDE, CA 92056-3608
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 ORANGE AVE 466, 466, CORONADO, CA 92118-2619

Mortgage

Document Number	0000781151
Date	Dec 7, 2020
Instrument	2020-0781151

Lender

Name	STATE BANK OF DAVIS
Type	Bank
Address	DAVIS, IL 61019

Agreement

Type	SBA Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3178 VISTA WAY, OCEANSIDE, CA 92056-3608
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 ORANGE AVE 466, 466, CORONADO, CA 92118-2619

Mortgage

Document Number	0000781152
Date	Dec 7, 2020
Instrument	2020-0781152

Lender

Name	STATE BANK OF DAVIS
Type	Bank
Address	DAVIS, IL 61019

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3178 VISTA WAY, OCEANSIDE, CA 92056-3608
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE NATIONAL COMMERCIAL SERVICES, TICOR TITLE NATL COM SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3178 VISTA WAY, OCEANSIDE, CA 92056-3608

Mortgage

Document Number	0000087224
Date	Feb 4, 2021
Instrument	2021-0087224

Lender

Name	CDC SMALL BUSINESS FINANCE CORP
Type	Lending Institution
Address	SAN DIEGO, CA 92106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3178 VISTA WAY, OCEANSIDE, CA 92056-3608
Document Number	0000135855
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	826 ORANGE AVE #466 CORONADO CA 921182619, 466, CORONADO, CA 92118-2619

Mortgage

Document Number	0000135855
Date	Apr 5, 2018
Instrument	135855

Lender

Name	STATE BK/DAVIS
Type	Bank
Address	100 IL ROUTE 75 E, DAVIS, IL 61019-9531

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3178 Vista Way was $24,384.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,181,000 (+2%) Land $694,292 Building $1,486,708
2025	$24,384.00	$2,138,236 Land $680,679 Building $1,457,557
2023	$23,203.00 (+1.5%)	$2,055,208 Land $654,249 Building $1,400,959
2022	$22,859.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3178 Vista Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3178 Vista Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Vista Way

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