Caldwell County property record for 3178 Lady Bug Ln, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1985 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $362 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14 18 1 18 |
| Primary APN | 14 18 1 18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Heated Area |
| Gross Area | 1,175 sqft |
| 1st Floor Area | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 135 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Account Number | 45685 |
|---|---|
| Street Address | 3178 LADY BUG LN |
| City | LENOIR |
| State | NC |
| Zip | 28645-6533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1303 PG 1676 YR 2000 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | YADKIN VALLEY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 31000 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3178 LADY BUG LN, LENOIR, NC 28645-6533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362.00 (-52.37%) | $115,700 (-0.09%) Land $5,400 Building $110,300 | |
| 2025 | $760.00 (+73.91%) | $115,800 (+105.32%) Land $5,400 Building $110,400 | $115,700 (+105.14%) Land $5,400 Building $110,300 |
| 2023 | $56,400 (-) Land $4,600 Building $51,800 | $56,400 (-) Land $4,600 Building $51,800 | |
| 2022 | $437.00 | $56,400 Land $4,600 Building $51,800 | $56,400 Land $4,600 Building $51,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
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