Caldwell County property record for 3172 Lady Bug Ln, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,224 sqft · built 1975 |
| Lot Size | 1.81 acres (78,844 sqft) |
| Owner | Individual Name on File |
| Last Sale | $43,500 (Oct 1999) |
| Tax Bill | $824 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14 18 1 17 |
| Primary APN | 14 18 1 17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,224 sqft Heated Area |
| Gross Area | 1,714 sqft |
| 1st Floor Area | 1,224 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 78,844 sqft (1.81 acres) |
| Porch | Patio |
| Porch Area | 490 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 139955 |
|---|---|
| Street Address | 3172 LADY BUG LN |
| City | LENOIR |
| State | NC |
| Zip | 28645-6533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1856 PG 246 YR 2014 ST 19.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | YADKIN VALLEY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 31000 |
3172 Lady Bug Ln is owned by an individual who acquired it in August 2023.
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2528 WONDERLAND TRL, LENOIR, NC 28645-8636 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 1999 · Amount on File |
| Deed Sale | Oct 27, 1999 · Amount on File |
| Prior Sale | Oct 1, 1995 · Amount on File |
| Deed Book / Page | 1280 / 1581 |
| Last Transfer Date | Aug 15, 2023 |
| Transfer Doc | 0010087557 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3172 Lady Bug Ln was $824, down 52.4% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $824.00 (-52.42%) | $136,600 (-) Land $23,400 Building $113,200 | |
| 2025 | $1,732.00 | $136,600 Land $23,400 Building $113,200 | $136,600 Land $23,400 Building $113,200 |
| 2023 | $70,700 (-) Land $19,900 Building $50,800 | $70,700 (-) Land $19,900 Building $50,800 | |
| 2022 | $542.00 | $70,700 Land $19,900 Building $50,800 | $70,700 Land $19,900 Building $50,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3172 Lady Bug Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3172 Lady Bug Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
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