3178 Conservancy Ln, Charleston, SC 29414 Property Records

Charleston County property record for 3178 Conservancy Ln, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,433 sqft · built 2012
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (Feb 2015)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`307-05-00-835`

Property Details

APN / Parcel Number

Primary APN	`307-05-00-835`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,433 sqft Living Area
1st Floor Area	1,393 sqft
Upper Floors Area	1,040 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Patio Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	3178 CONSERVANCY LN
City	CHARLESTON
State	SC
Zip	29414-8111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB L12 MAPPLATP 0071 SUBDIVISIONNAME RICEFIELD OF CAROLINA BAY PHASE 6B LOT CBCS270
Legal Subdivision	RICEFIELD
Legal Phase	6B
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3027
Census Tract	5601

Owner

3178 Conservancy Ln is owned and occupied by two individuals who bought it in February 2015.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3178 CONSERVANCY LN, CHARLESTON, SC 29414-8111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit BEACON COMMUNITY BANK
Nov 2, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 19, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2015 · Amount on File
Deed Sale	Feb 3, 2015 · Amount on File
Prior Sale	Oct 1, 2012 · Amount on File
Deed Book / Page	455 / 215
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3178 CONSERVANCY LN, CHARLESTON, SC 29414-8111
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3178 CONSERVANCY LN, CHARLESTON, SC 29414-8111

Mortgage

Document Number	0012030112
Date	Sep 14, 2023
Book Page	1203/112

Lender

Name	BEACON COMMUNITY BANK
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 13, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3178 CONSERVANCY LN, CHARLESTON, SC 29414-8111
Document Number	0854/0741
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3178 CONSERVANCY LN CHARLESTON SC 294148111, CHARLESTON, SC 29414-8111

Mortgage

Document Number	0854/0741
Date	Jan 23, 2020
Book Page	000854/000741

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3178 CONSERVANCY LN, CHARLESTON, SC 29414-8111
Document Number	0757/0861
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3178 CONSERVANCY LN CHARLESTON SC 294148111, CHARLESTON, SC 29414-8111

Mortgage

Document Number	0757/0861
Date	Nov 2, 2018
Book Page	000757/000861

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3178 CONSERVANCY LN, CHARLESTON, SC 29414-8111
Document Number	0614/0732
Book / Page	000614 / 000732
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3178 CONSERVANCY LN CHARLESTON SC 294148111, CHARLESTON, SC 29414-8111

Mortgage

Document Number	0614/0732
Date	Feb 3, 2017
Book Page	000614/000732

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3178 Conservancy Ln was $1,846, up 14.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,846.00 (+14.37%)	$341,205 (+2,774.52%) Land $66,942 Building $274,263	$538,900 Land $102,800 Building $436,100
2024	$1,614.00	$11,870
2022	$1,489.00	$11,870	$325,700 Land $63,900 Building $261,800
2020			$325,700 Land $63,900 Building $261,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3178 Conservancy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 688 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	688 in force
Nearby Flood Claims	7 (2015–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3178 Conservancy Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, WOW Internet, Cable & Phone.

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