3176 Circle Dr, Delta, OH 43515 Property Records

Fulton County property record for 3176 Circle Dr, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1974
Lot Size	1.11 acres (48,526 sqft)
Owner	Individual Name on File
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`24-045344-00.000`

Property Details

APN / Parcel Number

Primary APN	`24-045344-00.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	48,526 sqft (1.11 acres)
Lot Dimensions	471 ft deep x 103 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	192 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Street Address	3176 CIRCLE DR
City	DELTA
State	OH
Zip	43515-9672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLEASANT VIEW SUBDIVISION 1ST ADDITION LOT 24
Legal Range	00
Legal Township	00
Legal Section	24
Legal Subdivision	PLEASANT VIEW SUBDIVISION
Legal Lot Number	24
Jurisdiction	FULTON OH
Township / Civil Division	SWAN CREEK
Census Block Group	2
Census Block	2007
Census Tract	40300

Owner

Source: Fulton County records · APN 24-045344-00.000

Assessment roll updated April 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3176 CIRCLE DR, DELTA, OH 43515-9672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Nov 27, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 22, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 03, 2018	Survivorship Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2022
Deed Sale	Feb 17, 2022
Prior Sale	Oct 03, 2018 · Amount on Record
Deed Document Number	2022847
Deed Book / Page	371 / 2664
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Feb 17, 2022
Property Address	3176 CIRCLE DR, DELTA, OH 43515-9672
Document Number	00371/2664
Book / Page	371 / 2664
Instrument Date	Feb 14, 2022
Instrument	202200000847
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	BARRISTERS OF OHIO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3176 CIRCLE DR, DELTA, OH 43515-9672

Mortgage

Document Number	202200000848
Date	Feb 17, 2022
Instrument	202200000848

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	3176 CIRCLE DR, DELTA, OH 43515-9672
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0357/2581
Date	Nov 27, 2019
Book Page	0357/2581
Instrument	201900256032

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	3176 CIRCLE DR, DELTA, OH 43515-9672
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	361/3389
Date	Jul 22, 2020
Book Page	361/3389
Instrument	202000260321

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

October 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FULTON OH
Recording Date	Oct 03, 2018
Property Address	3176 CIRCLE DR, DELTA, OH 43515-9672
Document Number	0350/0816
Book / Page	0350 / 0816
Map Reference	VOL6 PG52
Instrument Date	Sep 27, 2018
Instrument	201800249479
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	LIBERTY TITLE, LIBERTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3176 CIRCLE DR, DELTA, OH 43515-9672

Mortgage

Document Number	0350/0821
Date	Oct 03, 2018
Book Page	0350/0821
Instrument	201800249481

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Fulton County records · Assessment roll updated April 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Swan Creek Township
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,714.00 (-18.72%)	$57,820 (-) Land $9,940 Building $47,880	$165,200 (-) Land $28,400 Building $136,800
2024	$3,339.00 (-1.82%)	$57,820 (-) Land $9,940 Building $47,880	$165,200 (-) Land $28,400 Building $136,800
2023	$3,401.00 (+0.92%) Homeowner's exemption	$57,820 (+19.96%) Land $9,940 Building $47,880	$165,200 (+19.97%) Land $28,400 Building $136,800
2022	$3,370.00	$48,200 Land $8,300 Building $39,900
2020			$137,700 Land $23,700 Building $114,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 26, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Nov 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Uniti Group DSL	300 / 20

May also be available: Defiance Holdings, Verizon.

Based on FCC filings for 78 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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