3145 Circle Dr, Delta, OH 43515 Property Records

Fulton County property record for 3145 Circle Dr, Delta, OH 43515

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 1978
Lot Size	0.435 acres (18,970 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Oct 2018)
Tax Bill	$2,781 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-045404-00.000`

Property Details

APN / Parcel Number

Primary APN	`24-045404-00.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	1,204 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	18,970 sqft (0.435 acres)
Lot Dimensions	153 ft deep x 124 ft wide
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Street Address	3145 CIRCLE DR
City	DELTA
State	OH
Zip	43515-9672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLEASANT VIEW SUBDIVISION 1ST ADDITION LOT 39
Legal Range	00
Legal Township	00
Legal Section	39
Legal Subdivision	PLEASANT VIEW SUBDIVISION
Legal Lot Number	39
Jurisdiction	FULTON OH
Township / Civil Division	SWAN CREEK
Census Block Group	2
Census Block	2008
Census Tract	40300

Owner

Source: Fulton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3145 CIRCLE DR, DELTA, OH 43515-9672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
May 20, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 1, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Oct 1, 2018	Survivorship Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Mar 30, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Mar 30, 2017 · Amount on Record
Deed Document Number	2018249402
Deed Book / Page	350 / 468
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	3145 CIRCLE DR, DELTA, OH 43515-9672
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3145 CIRCLE DR, DELTA, OH 43515-9672

Mortgage

Document Number	000377/101
Date	May 18, 2023
Book Page	377/101
Instrument	202300001837

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Oct 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	3145 CIRCLE DR, DELTA, OH 43515-9672
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3145 CIRCLE DR, DELTA, OH 43515-9672

Mortgage

Document Number	00372/4987
Date	May 20, 2022
Book Page	372/4987
Instrument	202200002573

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Oct 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	3145 CIRCLE DR, DELTA, OH 43515-9672
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0350/0489
Date	Oct 1, 2018
Book Page	0350/0489
Instrument	201800249404

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	00000

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FULTON OH
Recording Date	Oct 1, 2018
Property Address	3145 CIRCLE DR, DELTA, OH 43515-9672
Document Number	0350/0468
Book / Page	0350 / 0468
Map Reference	VOL6 PG52
Instrument Date	Sep 28, 2018
Instrument	201800249402
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3145 CORDLE DR, DELTA, OH 43515

Mortgage

Document Number	0350/0470
Date	Oct 1, 2018
Book Page	0350/0470
Instrument	201800249403

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Mar 30, 2017
Property Address	3145 CIRCLE DR, DELTA, OH 43515-9672
Document Number	0339/3761
Book / Page	0339 / 3761
Map Reference	VOL6 PG52
Instrument Date	Mar 28, 2017
Instrument	201700240431
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	LIBERTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3145 CIRCLE DR, DELTA, OH 43515-9672

Mortgage

Document Number	201700240432
Date	Mar 30, 2017
Instrument	201700240432

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Swan Creek Township
Unified School District	Pike-Delta-York Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,781.00 (-18.45%)	$59,610 (-) Land $10,080 Building $49,530	$170,300 (-) Land $28,800 Building $141,500
2024	$3,410.00 (-1.79%)	$59,610 (-) Land $10,080 Building $49,530	$170,300 (-) Land $28,800 Building $141,500
2023	$3,472.00 (+2.54%) Homeowner's exemption	$59,610 (+20.01%) Land $10,080 Building $49,530	$170,300 (+20.01%) Land $28,800 Building $141,500
2022	$3,386.00 Homeowner's exemption	$49,670 Land $8,400 Building $41,270
2020			$141,900 Land $24,000 Building $117,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Nov 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	300 / 20

May also be available: MetaLINK Technologies, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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