31758 Corte Encinas, Temecula, CA 92592 Property Records

Riverside County property record for 31758 Corte Encinas, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,636 sqft · built 1991
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Nov 2021)
Tax Bill	$5,408 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`954-261-012`

Property Details

APN / Parcel Number

Primary APN	`954-261-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,636 sqft Living Area
Gross Area	2,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Construction Type	Wood
Roof Material	Tile
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31758 CORTE ENCINAS
City	TEMECULA
State	CA
Zip	92592-6441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 27 MB 211/095 TR 21674-3
Legal Subdivision	TRACT NO 21674 3
Legal Tract	21674-3
Legal Lot Number	27
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2001
Census Tract	43262

Owner

31758 Corte Encinas is owned and occupied by two individuals who bought it in November 2021.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31758 CORTE ENCINAS, TEMECULA, CA 92592-6441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Nov 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ARVEST BANK
Oct 13, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on File
Deed Sale	Nov 2, 2021 · Amount on File
Prior Sale	Oct 13, 2017 · Amount on File
Deed Document Number	2021648979
Prior Transfer Date	May 14, 2007
Prior Transfer Doc	0000334286
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31758 CORTE ENCINAS, TEMECULA, CA 92592-6441
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31758 CORTE ENCINAS, TEMECULA, CA 92592-6441

Mortgage

Document Number	0000386466
Date	Sep 7, 2022
Instrument	2022-0386466

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Oct 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	10.1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 2, 2021
Property Address	31758 CORTE ENCINAS, TEMECULA, CA 92592-6441
Document Number	0000648979
Map Reference	MB 211 PG 95-98
Instrument Date	Jun 10, 2021
Instrument	2021-0648979
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31758 CORTE ENCINAS, TEMECULA, CA 92592-6441
Investor	Possibly a Property Investor

Mortgage

Document Number	0000648980
Date	Nov 2, 2021
Instrument	2021-0648980

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 13, 2017
Property Address	31758 CORTE ENCINAS, TEMECULA, CA 92592-6441
Document Number	0000425367
Map Reference	MB 211 PG 95-98
Instrument Date	Sep 14, 2017
Instrument	2017-0425367
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31758 CORTE ENCINAS, TEMECULA, CA 92592-6441
Investor	Possibly a Property Investor

Mortgage

Document Number	0000425368
Date	Oct 13, 2017
Instrument	2017-0425368

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 31758 Corte Encinas was $5,408 with a homeowner's exemption, up 1.5% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,249 (+2%) Land $174,084 Building $254,165
2025	$5,408.00 (+1.54%) Homeowner's exemption	$419,853 Land $170,671 Building $249,182
2024	$5,326.00 (+0.91%)
2023	$5,278.00 (+2.29%) Homeowner's exemption	$403,552 Land $164,045 Building $239,507
2022	$5,160.00
2021			$477,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31758 Corte Encinas in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31758 Corte Encinas is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Accel Wireless, GeoLinks.

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