3175 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 3175 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,536 sqft · built 2012
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,900 (Nov 2009)
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Aug 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-07S-03W-3153-000B-0890`

Property Details

APN / Parcel Number

Primary APN	`04-07S-03W-3153-000B-0890`
Alternative APN	`03W07S043153000B0890`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Flooring	Ceramic Tile
Interior Walls	Plywood

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bungalow
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,000 sqft (0.344 acres)
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	3175 HIGHWAY 98
City	ST JAMES
State	FL
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 3 BL B LOT 89 OR 142/64 ST JAMES ISL PRK ORB 0101 PAGE 0470 973/715 990/531 1000/512 1400/91-LIFE ESTATE
Legal Range	03W
Legal Township	07S
Legal Section	04
Legal Subdivision	ST JAMES ISLAND PRK
Legal Block	B
Legal Lot Number	89
Legal Unit	3
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2075
Census Tract	970102

Owner

Source: Franklin County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3105 SW BUCKSKIN AVE, OKEECHOBEE, FL 34974-2140
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2009 · Amount on Record
Deed Sale	Nov 18, 2009 · Amount on Record
Prior Sale	Sep 8, 2008 · Amount on Record
Deed Document Number	20096482
Deed Book / Page	1000 / 512
Last Transfer Date	Aug 22, 2024
Transfer Doc	0019004175
Record Updated	Jun 8, 2026

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN FL
Recording Date	Aug 27, 2024
Property Address	3175 HIGHWAY 98 E, CARRABELLE, FL 32322-8000
Document Number	0019004175
Book / Page	1400 / 91
Map Reference	MB 2 PG 6
Instrument Date	Aug 22, 2024
Instrument	202419004175
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3105 SW BUCKSKIN AVE, OKEECHOBEE, FL 34974-2140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 SW BUCKSKIN AVE, OKEECHOBEE, FL 34974-2140

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,264.00 (+8.4%)	$149,869 (+9.47%) Land $50,000 Building $99,869	$149,869 (+9.47%) Land $50,000 Building $99,869
2024	$1,166.00 (+6.78%)	$136,908 (+12.52%) Land $35,000 Building $101,908	$136,908 (+12.52%) Land $35,000 Building $101,908
2023	$1,092.00 (+11.43%)	$121,672 (+20.99%) Land $40,000 Building $81,672	$121,672 (+20.99%) Land $40,000 Building $81,672
2022	$980.00	$100,562 Land $40,000 Building $60,562	$100,562 Land $40,000 Building $60,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	50 / 10
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3