3160 Hickory Rdg Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 3160 Hickory Rdg Rd, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,752 sqft · built 1987
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jun 2017)
Tax Bill	$7,214 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-109992`

Property Details

APN / Parcel Number

Primary APN	`03-109992`
Alternative APNs	`3109992` `109992`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,752 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Built-in
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	121 sqft
Deck Area	820 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	109992
Street Address	3160 HICKORY RIDGE RD
City	DUNKIRK
State	MD
Zip	20754-9672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 21 PLAT 3 CALVERT ESTS
Legal Subdivision	PLAT 3 CALVERT ESTATES
Legal Lot Number	21
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3000
Census Tract	860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3160 HICKORY RIDGE RD, DUNKIRK, MD 20754-9672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
May 29, 2018	Deed of Trust, Mortgage · Conventional with PMI FIRST HM MTG CORP
Jun 27, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Prior Sale	Dec 30, 2003 · Amount on Record
Deed Book / Page	5018 / 102
Prior Transfer Date	Jun 13, 2012
Prior Transfer Doc	0039490473
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3160 HICKORY RIDGE RD, DUNKIRK, MD 20754-9672
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLEMAX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056050192
Date	Jun 2, 2020
Book Page	5605/192

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3160 HICKORY RIDGE RD, DUNKIRK, MD 20754-9672
Document Number	0005210009
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018
Title Company	DUNN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3160 HICKORY RIDGE RD DUNKIRK MD 207549672, DUNKIRK, MD 20754-9672

Mortgage

Document Number	0005210009
Date	Jun 27, 2018
Book Page	000521/000009

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 27, 2017
Property Address	3160 HICKORY RIDGE RD, DUNKIRK, MD 20754-9672
Document Number	0050180102
Book / Page	005018 / 000102
Instrument Date	Jun 20, 2017
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 HICKORY RIDGE RD DUNKIRK MD 207549672, DUNKIRK, MD 20754-9672

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$662,500 (+2.24%)	$691,500 (+6.71%) Land $196,600 Building $494,900
2025	$7,214.00 (+19.08%)	$648,000 (+11.14%) Land $196,600 Building $451,400	$648,000 (-) Land $196,600 Building $451,400
2023	$6,058.00	$583,067	$648,000 Land $196,600 Building $451,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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