Osceola County property record for 3174 Wauseon Dr, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,715 sqft Living Area |
| Lot Size | 6,969 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $256,919 (2019) |
| Tax Bill | $4,870.00 (2025) |
| Primary APN | 20-26-31-3443-0001-0740 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,715 sqft Living Area |
| Gross Area | 2,316 sqft Gross Area |
| 1st Floor | 1,715 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 160 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3174 WAUSEON DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8968 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HANOVER LAKES PH 1 PB 27 PGS 18-23 LOT 74 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 20 |
| Legal Subdivision | HANOVER LAKES PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 74 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1041 |
| Census Tract | 43301 |
Source: Osceola County records · APN 20-26-31-3443-0001-0740
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3174 WAUSEON DR, SAINT CLOUD, FL 34772-8968 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 16, 2020 | Deed of Trust, Mortgage · Stand Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 19, 2019 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on Record |
| Deed Sale | Sep 19, 2019 · Amount on Record |
| Deed Doc Number | 2019121606 |
| Deed Book / Page | 5592 / 1802 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 14, 2026 |
| Property Address | 3174 WAUSEON DR, SAINT CLOUD, FL 34772-8968 |
| Document Number | 0000091987 |
| Book / Page | 7003 / 1976 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 202691987 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | PENNYMAC LOAN SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3174 WAUSEON DR, SAINT CLOUD, FL 34772-8968 |
| Document Number | 0000091987, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 7003/1976 |
| Instrument | 202691987 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3174 WAUSEON DR, SAINT CLOUD, FL 34772-8968 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3174 WAUSEON DR, SAINT CLOUD, FL 34772-8968 |
| Document Number | 0057941065 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 5794/1065 |
| Instrument | 2020123700 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 01, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 19, 2019 |
| Property Address | 3174 WAUSEON DR, SAINT CLOUD, FL 34772-8968 |
| Document Number | 0055921802 |
| Book / Page | 5592 / 1802 |
| Map Reference | MB 27 PG 18-23 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 2019121606 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | TRINITY TTL CO OF CTRL FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,799.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3174 WAUSEON DR, SAINT CLOUD, FL 34772-8968 |
| Document Number | 0055921804 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 5592/1804 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,870.00 (+7.48%) Homeowner's exemption Senior Citizen's exemption | $256,927 (+5.99%) | $320,300 (+0.75%) Land $75,000 Building $245,300 |
| 2023 | $4,531.00 (+2.84%) Homeowner's exemption Senior Citizen's exemption | $242,415 (+3%) | $317,900 (+16.49%) Land $70,000 Building $247,900 |
| 2022 | $4,406.00 Homeowner's exemption Senior Citizen's exemption | $235,355 | $272,900 Land $60,000 Building $212,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 59% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 595 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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