3171 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3171 Wauseon Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,910 sqft · built 2019
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on Record
Last Sale	$415,000 (Mar 2025)
Tax Bill	$1,611 (2025)
Deeds & Mortgages	Oct 2022 Document Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-26-31-3443-0001-0660`

Property Details

APN / Parcel Number

Primary APN	`20-26-31-3443-0001-0660`
Alternative APN	`263120344300010660`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,910 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	1,910 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3171 WAUSEON DR
City	SAINT CLOUD
State	FL
Zip	34772-8969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 1 PB 27 PGS 18-23 LOT 66
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	HANOVER LAKES PH 1
Legal Phase	1
Legal Lot Number	66
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4937 BLANCHE CT, SAINT CLOUD, FL 34772-8965
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	ACCOMODATION, ACCOMMODATION
Mar 30, 2022	Deed of Trust, Mortgage · VA Mortgage FBC MORTGAGE LLC
Jun 3, 2019	Special Warranty Deed, Transfer · VA Mortgage FBC MORTGAGE LLC
May 10, 2019	Loan Modification, Mortgage · Line of Credit AMERICAN MOMENTUM BK
Jan 23, 2019	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2025 · Amount on Record
Deed Sale	Mar 6, 2025 · Amount on Record
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Document Number	202528564
Deed Book / Page	6750 / 574
Prior Transfer Date	Oct 7, 2022
Prior Transfer Doc	0062981292
Record Updated	Jun 8, 2026

October 2022:

Jurisdiction	OSCEOLA FL
Recording Date	Oct 12, 2022
Property Address	3171 WAUSEON DR, SAINT CLOUD, FL 34772-8969
Document Number	0062981292
Book / Page	6298 / 1292
Map Reference	MB 27 PG 18-23
Instrument Date	Oct 7, 2022
Instrument	2022151455
Record Updated	Oct 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3171 WAUSEON DR, 3171, SAINT CLOUD, FL 34772-8969

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3171 WAUSEON DR, SAINT CLOUD, FL 34772-8969

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3171 WAUSEON DR, SAINT CLOUD, FL 34772-8969
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	CLEAR TITLE OF FLORIDA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3171 WAUSEON DR, SAINT CLOUD, FL 34772-8969

Mortgage

Document Number	0061821763
Date	Mar 30, 2022
Book Page	6182/1763
Instrument	2022050279

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 3, 2019
Property Address	3171 WAUSEON DR, SAINT CLOUD, FL 34772-8969
Document Number	0055332822
Book / Page	5533 / 2822
Map Reference	MB 27 PG 18-23
Instrument Date	May 31, 2019
Instrument	2019070787
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TRINITY TTL CO OF CTRL FL LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3171 WAUSEON DR, SAINT CLOUD, FL 34772-8969

Mortgage

Document Number	0055332824
Date	Jun 3, 2019
Instrument	5533/2824

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	May 10, 2019
Property Address	3171 WAUSEON DR, SAINT CLOUD, FL 34772-8969
Document Number	0055221306
Book / Page	005522 / 001306
Instrument Date	May 10, 2019
Instrument	60573
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number	55221306
Date	May 10, 2019
Book Page	005522/001306
Instrument	60573

Lender

Name	AMERICAN MOMENTUM BK
Type	Bank
Address	500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 23, 2019
Property Address	3171 WAUSEON DR, SAINT CLOUD, FL 34772-8969
Document Number	0054662840
Book / Page	005466 / 002840
Instrument Date	Jan 23, 2019
Instrument	9530
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$4,892.30
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,611.00	$283,239 (+5.99%)	$372,900 (+1.44%) Land $100,000 Building $272,900
2024	$1,611.00 (+7.69%)
2023	$1,496.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$267,240 (+3%)	$367,600 (+20.68%) Land $95,000 Building $272,600
2022	$1,496.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$259,457	$304,600 Land $80,000 Building $224,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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