Kenton County property record for 3174 Hulbert Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,496 sqft · built 1996 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $18,000 (May 2022) |
| Tax Bill | $3,210 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-10-08-075.00 |
| Primary APN | 015-10-08-075.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,496 sqft Finished Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3174 HULBERT AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 60X150FT ON HULBERT AVE & DIVISION ST |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 64400 |
3174 Hulbert Ave is owned and occupied by two individuals who bought it in May 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3174 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNION SVGS |
| Sep 28, 2020 | Deed of Trust, Mortgage UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on File |
| Deed Sale | May 20, 2022 · Amount on File |
| Prior Sale | Dec 16, 2020 · Amount on File |
| Deed Document Number | 202297 |
| Deed Book / Page | 166 / 363 |
| Prior Transfer Date | May 11, 2022 |
| Prior Transfer Doc | 0005900097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 20, 2022 |
| Property Address | 3174 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Document Number | 0005900097 |
| Book / Page | 166 / 363 |
| Instrument Date | May 11, 2022 |
| Instrument | 22052005900097 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3174 HULBERT AVE, 3174, ERLANGER, KY 41018-1364 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3174 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Document Number | 0005900098 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 22052005900098 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 16, 2020 |
| Property Address | 3174 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Document Number | 0000000211 |
| Book / Page | 000061 / 000236 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 211 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3174 HULBERT AVE ERLANGER KY 410181364, ERLANGER, KY 41018-1364 |
| Document Number | 212 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 00M141/000734 |
| Instrument | 212 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3174 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Document Number | 0000000061 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3174 HULBERT AVE ERLANGER KY 410181364, ERLANGER, KY 41018-1364 |
| Document Number | 0000000061 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 00M108/000570 |
| Instrument | 61 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 7, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 3174 Hulbert Ave was $3,210.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,400 (-) Land $25,000 Building $218,400 | $243,400 (-) Land $25,000 Building $218,400 | |
| 2025 | $3,210.00 | $243,400 Land $25,000 Building $218,400 | $243,400 Land $25,000 Building $218,400 |
| 2023 | $3,161.00 | $243,400 Land $25,000 Building $218,400 | $243,400 Land $25,000 Building $218,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3174 Hulbert Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3174 Hulbert Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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