Kenton County property record for 3170 Hulbert Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,224 sqft · built 1956 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,600 (Dec 1999) |
| Tax Bill | $2,583 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-10-08-073.00 |
| Primary APN | 015-10-08-073.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,224 sqft Finished Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 150 ft deep x 52 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3170 HULBERT AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 52X150FT NWS HULBERT AVE 227.59FT SW LOT 1 VEST SUB |
| Legal Subdivision | VEST SUB |
| Legal Lot Number | 1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 64400 |
3170 Hulbert Ave is owned and occupied by two individuals who bought it in December 1999.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3170 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THRIVENT FINANCIAL BANK |
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THRIVENT FCU |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THRIVENT FCU |
| Aug 17, 2018 | Quit Claim Deed, Transfer · Conventional with PMI THRIVENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 1999 · Amount on File |
| Deed Sale | Dec 2, 1999 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 2, 2026 |
| Property Address | 3170 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Document Number | 0000013651 |
| Book / Page | 453 / 965 |
| Instrument Date | May 21, 2026 |
| Instrument | 202613651 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 3170 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Document Number | 0000013651, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 453/965 |
| Instrument | 202613651 |
| Name | THRIVENT FINANCIAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 27, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3170 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0005900014 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 334/964 |
| Instrument | 22020805900014 |
| Name | THRIVENT FCU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55415 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3170 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0005900003 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 183/263 |
| Instrument | 21031605900003 |
| Name | THRIVENT FCU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55415 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 176 Months |
| Due | Nov 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 17, 2018 |
| Property Address | 3170 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Document Number | 0000000198 |
| Book / Page | 0C6479 / 000020 |
| Instrument Date | May 25, 2018 |
| Instrument | 198 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $91.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3170 HULBERT AVE ERLANGER KY 410181364, ERLANGER, KY 41018-1364 |
| Document Number | 199 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 0C6479/000024 |
| Instrument | 199 |
| Name | THRIVENT FCU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55415 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 16, 2033 |
The 2025 property tax bill for 3170 Hulbert Ave was $2,583.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,900 (-) Land $25,000 Building $170,900 | $195,900 (-) Land $25,000 Building $170,900 | |
| 2025 | $2,583.00 | $195,900 Land $25,000 Building $170,900 | $195,900 Land $25,000 Building $170,900 |
| 2023 | $2,544.00 | $195,900 Land $25,000 Building $170,900 | $195,900 Land $25,000 Building $170,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3170 Hulbert Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3170 Hulbert Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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