3173 W Tower Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 3173 W Tower Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,308 sqft · built 1951
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Feb 2021)
Tax Bill	$3,026 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`248-0003-0062-00`

Property Details

APN / Parcel Number

Primary APN	`248-0003-0062-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	884 sqft
Attic	Attic
Attic Area	424 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	121 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3173 W TOWER AVE
City	CINCINNATI
State	OH
Zip	45238-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	WEST TOWER AVE 50 X 121.52
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	10900

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3173 W TOWER AVE, CINCINNATI, OH 45238-3411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · FHA Mortgage LOAN PRONTO INC
Jan 12, 2023	Intrafamily Transfer, Transfer
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC
Nov 30, 2018	Grant Deed, Transfer CINCINNATUS TITLE
Aug 28, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	202124918
Deed Book / Page	14363 / 2804
Last Transfer Date	Jan 11, 2023
Transfer Doc	0000002867
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3173 W TOWER AVE, CINCINNATI, OH 45238-3411
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3173 WEST TOWER AVE, CINCINNATI, OH 45238-3411

Mortgage

Document Number	0000099701
Date	Dec 22, 2025
Book Page	15567/28
Instrument	2025-0099701

Lender

Name	LOAN PRONTO INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28208

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jan 12, 2023
Property Address	3173 W TOWER AVE, CINCINNATI, OH 45238-3411
Document Number	0000002867
Book / Page	14831 / 1437
Map Reference	MB 1611 PG 411
Instrument Date	Jan 11, 2023
Instrument	2023-0002867
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3173 W TOWER AVE, CINCINNATI, OH 45238-3411

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 26, 2021
Property Address	3173 W TOWER AVE, CINCINNATI, OH 45238-3411
Document Number	0000024918
Book / Page	14363 / 2804
Map Reference	MB 1611 PG 411
Instrument Date	Feb 17, 2021
Instrument	2021-0024918
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3173 W TOWER AVE, CINCINNATI, OH 45238-3411

Mortgage

Document Number	0000024919
Date	Feb 26, 2021
Instrument	2021-0024919

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 30, 2018
Property Address	3173 W TOWER AVE, CINCINNATI, OH 45238-3411
Document Number	0000105139
Book / Page	013805 / 000245
Instrument Date	Nov 12, 2018
Instrument	105139
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	CINCINNATUS TITLE

Transaction

Amount	Amount Recorded
Tax	$322.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3173 W TOWER AVE CINCINNATI OH 452383411, CINCINNATI, OH 45238-3411

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 28, 2018
Property Address	3173 W TOWER AVE, CINCINNATI, OH 45238-3411
Document Number	0000075849
Book / Page	013741 / 000775
Instrument Date	Aug 8, 2018
Instrument	75849
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$159.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3173 W TOWER AVE CINCINNATI OH 452383411, CINCINNATI, OH 45238-3411

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,026.00 (+0.83%)	$49,000 (-) Land $6,615 Building $42,385	$140,000 (-) Land $18,900 Building $121,100
2023	$3,001.00 (+16.77%)	$49,000 (+30.23%) Land $6,615 Building $42,385	$140,000 (+30.23%) Land $18,900 Building $121,100
2022	$2,570.00 Homeowner's exemption	$37,626 Land $5,373 Building $32,253
2020			$107,500 Land $15,350 Building $92,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

3173 W Tower Ave, Cincinnati, OH 45238 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on W Tower Ave

Nearby Streets

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