El Paso County property record for 3172 Waterfront Dr, Monument, CO 80132
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.25 ba · 2,503 sqft · built 2016 |
| Lot Size | 0.209 acres (9,088 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $542,000 (Jun 2019) |
| Tax Bill | $5,401 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71273-03-027 |
| Primary APN | 71273-03-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,503 sqft Living Area |
| Gross Area | 4,861 sqft |
| 1st Floor Area | 1,533 sqft |
| Upper Floors Area | 970 sqft |
| Basement Area | 1,533 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,088 sqft (0.209 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 687 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
| Porch Area | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R7127303027 |
|---|---|
| Street Address | 3172 WATERFRONT DR |
| City | MONUMENT |
| State | CO |
| Zip | 80132-7980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 73 FOREST LAKES FIL NO 3 |
| Legal Subdivision | FOREST LAKES FIL NO 3 |
| Legal Lot Number | 73 |
| Jurisdiction | EL PASO CO |
| Township / Civil Division | MONUMENT |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 3712 |
Source: El Paso County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3172 WATERFRONT DR, MONUMENT, CO 80132-7980 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 13, 2025 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRONTIER BANK |
| Jun 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage FRONTIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2019 · Amount on Record |
| Deed Sale | Jun 18, 2019 · Amount on Record |
| Prior Sale | Dec 6, 2016 · Amount on Record |
| Deed Document Number | 201967122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 3172 WATERFRONT DR, MONUMENT, CO 80132-7980 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000069092 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 225069092 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 3172 WATERFRONT DR, MONUMENT, CO 80132-7980 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000074179 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 220074179 |
| Name | FRONTIER BANK |
|---|---|
| Type | Bank |
| Address | PUEBLO, CO 81008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | Jun 18, 2019 |
| Property Address | 3172 WATERFRONT DR, MONUMENT, CO 80132-7980 |
| Document Number | 0000067122 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 219067122 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | UNIFIED TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3172 WATERFRONT DR, MONUMENT, CO 80132-7980 |
| Document Number | 0000067123 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 219067123 |
| Name | FRONTIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: El Paso County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | El Paso County |
| Unified School District | Lewis-Palmer School District 38 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,740 (-) | $804,904 (-) | |
| 2025 | $5,401.00 (+7.76%) | $56,740 (+9.6%) Land $15,420 Building $41,320 | $804,904 (+4.18%) Land $218,750 Building $586,154 |
| 2024 | $5,012.00 (+4.26%) | $51,770 (-) Land $12,060 Building $39,710 | |
| 2023 | $4,807.00 (+7.23%) | $51,770 (+33.12%) Land $12,060 Building $39,710 | $772,630 (+38.05%) Land $180,000 Building $592,630 |
| 2022 | $4,483.00 | $38,890 Land $9,270 Building $29,620 | $559,658 Land $133,400 Building $426,258 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 96% of Colorado |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOREST LAKES MD private · serves 1,049 people · EPA ID CO0121360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 1,200 / 35 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
| Force Broadband Fixed Wireless · Fiber in parts of the area | 300 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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