3171 Waterfront Dr, Monument, CO 80132 Property Records

El Paso County property record for 3171 Waterfront Dr, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,095 sqft · built 2016
Lot Size	0.227 acres (9,871 sqft)
Owner	Individual Name on File
Last Sale	$521,597 (Apr 2017)
Tax Bill	$5,805 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71273-02-013`

Property Details

APN / Parcel Number

Primary APN	`71273-02-013`
Alternative APN	`R7127302013`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,095 sqft Living Area
Gross Area	3,867 sqft
1st Floor Area	1,567 sqft
Basement Area	1,558 sqft
Finished Basement	1,528 sqft
Unfinished Basement	30 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,871 sqft (0.227 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	28 sqft
Patio Area	580 sqft
Balcony Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R7127302013
Street Address	3171 WATERFRONT DR
City	MONUMENT
State	CO
Zip	80132-7980
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 34 FOREST LAKES FIL NO 3
Legal Subdivision	FOREST LAKES FIL NO 3
Legal Lot Number	34
Jurisdiction	EL PASO CO
Township / Civil Division	MONUMENT
Census Block Group	2
Census Block	2057
Census Tract	3712

Owner

3171 Waterfront Dr is owned and occupied by an individual who bought it in April 2017.

Source: El Paso County records, as of June 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3171 WATERFRONT DR, MONUMENT, CO 80132-7980
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING
Apr 19, 2017	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2017 · Amount on File
Deed Sale	Apr 19, 2017 · Amount on File
Deed Document Number	201744504
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	3171 WATERFRONT DR, MONUMENT, CO 80132-7980
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093217
Date	Aug 12, 2019
Instrument	219093217

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	3171 WATERFRONT DR, MONUMENT, CO 80132-7980
Document Number	0000038718
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3171 WATERFRONT DR MONUMENT CO 801327980, MONUMENT, CO 80132-7980

Mortgage

Document Number	0000038718
Date	Mar 18, 2020
Instrument	38718

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Apr 19, 2017
Property Address	3171 WATERFRONT DR, MONUMENT, CO 80132-7980
Document Number	0000044504
Instrument Date	Apr 18, 2017
Instrument	217044504
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CAPSTONE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.16
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3171 WATERFRONT DR, MONUMENT, CO 80132-7980

Mortgage

Document Number	0000044505
Date	Apr 19, 2017
Instrument	217044505

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3171 Waterfront Dr was $5,805, up 22.4% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,960 (-)	$864,752 (-)
2025	$5,805.00 (+22.37%)	$60,960 (+23.88%) Land $15,420 Building $45,540	$864,752 Land $218,750 Building $646,002
2024	$4,744.00 (+4.38%)	$49,210 (-) Land $15,080 Building $34,130
2023	$4,545.00 (-14.9%)	$49,210 (+6.22%) Land $15,080 Building $34,130	$734,572 (+10.2%) Land $225,100 Building $509,472
2022	$5,341.00	$46,330 Land $11,590 Building $34,740	$666,559 Land $166,700 Building $499,859

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3171 Waterfront Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3171 Waterfront Dr is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.4% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST LAKES MD private · serves 1,049 people · EPA ID CO0121360
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Force Broadband.

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