3172 Peppertree Dr, Middleburg, FL 32068 Property Records

Clay County property record for 3172 Peppertree Dr, Middleburg, FL 32068 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	2,287 sqft Heated Area
Lot Size	11,798 sqft (0.27 acres)
Occupancy	Owner Occupied
Last Sale	$190,500 (2003)
Tax Bill	$2,320.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`45-05-25-008989-013-37`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,287 sqft Heated Area
Gross Area	3,012 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2003
Exterior Material	Stucco Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,798 sqft (0.27 acres)
Garage Area	517 sqft Garage
Porch	1 Porch
Porch Area	208 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	3172 PEPPERTREE DR
City	MIDDLEBURG
State	FL
Zip	32068-8200
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 289 VILLAGES OF FIRESIDE U2-C AS REC O R 2274 PG 1080
Legal Range	25
Legal Township	05
Legal Section	45
Legal Subdivision	VILLAGES OF FIRESIDE
Legal Lot Number	289
Jurisdiction	CLAY FL
Minor Civil Division	MIDDLEBURG-CLAY HILL
Census Blockgroup	1
Census Block	1009
Census Tract	30210

Owner

Source: Clay County records · APN 45-05-25-008989-013-37

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3172 PEPPERTREE DR, MIDDLEBURG, FL 32068-8200
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2003 · Amount on Record
Deed Sale	Oct 06, 2003 · Amount on Record
Deed Doc Number	200369020
Deed Book / Page	2274 / 1080
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,320.00 (-6.41%) Homeowner's exemption	$192,253 (+5.99%)	$365,162 (+3.46%) Land $60,000 Building $305,162
2023	$2,479.00 (+8.3%) Homeowner's exemption	$181,394 (+3%)	$352,935 (+14.99%) Land $60,000 Building $292,935
2022	$2,289.00 Homeowner's exemption	$176,111	$306,917 Land $50,000 Building $256,917

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.