Clay County property record for 3164 Peppertree Dr, Middleburg, FL 32068 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,256 sqft Heated Area |
| Lot Size | 11,365 sqft (0.26 acres) |
| Garage | 441 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $261,000 (2020) |
| Primary APN | 45-05-25-008989-013-35 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,256 sqft Heated Area |
| Gross Area | 3,514 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,365 sqft (0.26 acres) |
| Garage Area | 441 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 817 sqft Porch |
| Storage Building | 100 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 3164 PEPPERTREE DR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-8200 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 287 VILLAGES OF FIRESIDE U2-C AS REC O R 4270 PG 1177 |
| Legal Range | 25 |
| Legal Township | 05 |
| Legal Section | 45 |
| Legal Subdivision | VILLAGES OF FIRESIDE |
| Legal Lot Number | 287 |
| Jurisdiction | CLAY FL |
| Minor Civil Division | MIDDLEBURG-CLAY HILL |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 30210 |
Source: Clay County records · APN 45-05-25-008989-013-35
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3164 PEPPERTREE DR, MIDDLEBURG, FL 32068-8200 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 20, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage MIDFIRST BANK |
| Jan 16, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Sep 07, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2020 · Amount on Record |
| Deed Sale | Jan 16, 2020 · Amount on Record |
| Prior Sale | Feb 27, 2004 · Amount on Record |
| Deed Doc Number | 2020002989 |
| Deed Book / Page | 4270 / 1177 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3164 PEPPERTREE DR, MIDDLEBURG, FL 32068-8200 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3164 PEPPERTREE DR, MIDDLEBURG, FL 32068-8200 |
| Document Number | 0047400563 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 4740/563 |
| Instrument | 2023036266 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 16, 2020 |
| Property Address | 3164 PEPPERTREE DR, MIDDLEBURG, FL 32068-8200 |
| Document Number | 0042701177 |
| Book / Page | 004270 / 001177 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 2989 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2020 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $19.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3164 PEPPERTREE DR MIDDLEBURG FL 320688200, MIDDLEBURG, FL 32068-8200 |
| Document Number | 42701197 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 004270/001197 |
| Instrument | 2990 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3164 PEPPERTREE DR, MIDDLEBURG, FL 32068-8200 |
| Document Number | 0040111392 |
| Book / Page | 004011 / 001392 |
| Instrument Date | Sep 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3164 PEPPERTREE DR MIDDLEBURG FL 320688200, MIDDLEBURG, FL 32068-8200 |
| Document Number | 0040111392 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 004011/001392 |
| Instrument | 46645 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 13, 2032 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $383,030 (+3.46%) Land $60,000 Building $323,030 | $383,030 (+3.46%) Land $60,000 Building $323,030 |
| 2023 | $5,514.00 (+13.25%) | $370,231 (+13.69%) Land $60,000 Building $310,231 | $370,231 (+13.69%) Land $60,000 Building $310,231 |
| 2022 | $4,869.00 | $325,639 Land $50,000 Building $275,639 | $325,639 Land $50,000 Building $275,639 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,316 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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