3172 Main St, Crestview, FL 32539 Property Records

Okaloosa County property record for 3172 Main St, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 2022
Lot Size	0.831 acres (36,219 sqft)
Owner	Individual Name on File
Last Sale	$249,500 (Mar 2022)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-137-5233-1`

Property Details

APN / Parcel Number

Primary APN	`C56-001-137-5233-1`
Alternative APN	`15-4N-23-1020-0014-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,354 sqft Heated Area
Gross Area	1,702 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	36,219 sqft (0.831 acres)
Lot Width	225 ft Width
Garage Type	Finished
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3172 MAIN ST
City	CRESTVIEW
State	FL
Zip	32539-9195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDEN CITY LOTS 7, 8 & E 1/2 LOT 9 BLK 14
Legal Subdivision	GARDEN CITY
Legal Block	14
Legal Lot Number	7-9
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1012
Census Tract	20304

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3172 MAIN ST, CRESTVIEW, FL 32539-9195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Mar 1, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Deed Document Number	3530657
Deed Book / Page	3607 / 1370
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3172 MAIN ST, CRESTVIEW, FL 32539-9195
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3172 MAIN ST, CRESTVIEW, FL 32539-9195

Mortgage

Document Number	0003789747
Date	Dec 18, 2025
Instrument	3789747

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 1, 2022
Property Address	3172 MAIN ST, CRESTVIEW, FL 32539-9195
Document Number	0036071370
Book / Page	3607 / 1370
Map Reference	MB 1 PG 10
Instrument Date	Feb 28, 2022
Instrument	3530657
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,746.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2618 BUTTERFLY ALY, CRESTVIEW, FL 32536-4388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3172 MAIN ST, CRESTVIEW, FL 32539-9195

Mortgage

Document Number	0036071371
Date	Mar 1, 2022
Instrument	3607/1371

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,286.00 (+6.99%) Homeowner's exemption	$158,315 (+5.99%)	$206,731 (+5.05%) Land $14,856 Building $191,875
2023	$1,202.00 (+448.86%) Homeowner's exemption	$149,372 (+1,166.29%)	$196,785 (+1,568.23%) Land $12,622 Building $184,163
2022	$219.00	$11,796 Land $11,796	$11,796 Land $11,796

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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