3168 Main St, Crestview, FL 32539 Property Records

Okaloosa County property record for 3168 Main St, Crestview, FL 32539 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 2023
Lot Size	0.51 acres (22,196 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jun 2023)
Tax Bill	$1,937 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2022 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-9604-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-9604-2`
Alternative APNs	`15-4N-23-1020-0014-0120` `23N415102000140120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,458 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	22,196 sqft (0.51 acres)
Lot Width	125 ft Width
Garage Type	Attached
Garage Area	338 sqft
Porch	Finished/Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3168 MAIN ST
City	CRESTVIEW
State	FL
Zip	32539-9195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDEN CITY LOTS 12, 13 & 14 BLK 14
Legal Range	23W
Legal Township	04N
Legal Section	15
Legal Subdivision	GARDEN CITY
Legal Block	14
Legal Lot Number	120
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1012
Census Tract	20304

Owner

Source: Okaloosa County records · APN C56-000-594-9604-2

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3168 MAIN ST, CRESTVIEW, FL 32539-9195
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 04, 2022	Deed of Trust, Mortgage · Construction Mortgage CCB COMMUNITY BANK
Sep 02, 2022	Intrafamily Transfer, Transfer
Sep 02, 2022	Intrafamily Transfer, Transfer
Jun 27, 2022	Warranty Deed, Transfer MOULTON LAND TITLE INC
Mar 21, 2017	Quit Claim Deed MOULTON LAND TITLE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Jun 27, 2022 · Amount on Record
Deed Document Number	20233630317
Deed Book / Page	3679 / 4388
Prior Transfer Date	Sep 02, 2022
Prior Transfer Doc	0036410605
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 16, 2023
Property Address	3168 MAIN ST, CRESTVIEW, FL 32539-9195
Document Number	0036794388
Book / Page	3679 / 4388
Map Reference	MB 1 PG 10
Instrument Date	Jun 15, 2023
Instrument	3630317
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 13, 2023
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2425, CRESTVIEW, FL 32536-8525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3168 MAIN ST, CRESTVIEW, FL 32539-9195

Mortgage

Document Number	0036794390
Date	Jun 16, 2023
Instrument	3679/4390

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Mortgage

Document Number	0036794416
Date	Jun 16, 2023
Book Page	3679/4416
Instrument	3630319

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3168 MAIN ST, CRESTVIEW, FL 32539-9195
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2425, CRESTVIEW, FL 32536-8525

Mortgage

Document Number	0036453497
Date	Oct 04, 2022
Book Page	3645/3497
Instrument	3582864

Lender

Name	CCB COMMUNITY BANK
Type	Bank
Address	ANDALUSIA, AL 36420

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Sep 02, 2022
Property Address	3168 MAIN ST, CRESTVIEW, FL 32539-9195
Document Number	0036410607
Book / Page	3641 / 607
Map Reference	MB 1 PG 10
Instrument Date	Sep 02, 2022
Instrument	3576150
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2423, CRESTVIEW, FL 32536-8523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2425, CRESTVIEW, FL 32536-8525

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Sep 02, 2022
Property Address	3168 MAIN ST, CRESTVIEW, FL 32539-9195
Document Number	0036410605
Book / Page	3641 / 605
Map Reference	MB 1 PG 10
Instrument Date	Sep 02, 2022
Instrument	3576149
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2425, CRESTVIEW, FL 32536-8525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2425, CRESTVIEW, FL 32536-8525

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 27, 2022
Property Address	3168 MAIN ST, CRESTVIEW, FL 32539-9195
Document Number	0036293417
Book / Page	3629 / 3417
Map Reference	MB 1 PG 10
Instrument Date	Jun 23, 2022
Instrument	3560236
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1676 PERRY SMITH RD, 1676, BAKER, FL 32531-9411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2425, CRESTVIEW, FL 32536-8525

March 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 21, 2017
Property Address	3168 MAIN ST, CRESTVIEW, FL 32539-9195
Document Number	0032914703
Book / Page	003291 / 004703
Instrument Date	Mar 14, 2017
Instrument	3124221
Record Updated	May 11, 2017
Title Company	MOULTON LAND TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1676 PERRY SMITH RD BAKER FL 325319411, BAKER, FL 32531-9411

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,937.00 (+662.6%) Homeowner's exemption	$226,695 (+1,396.73%)	$232,097 (+1,432.4%) Land $17,828 Building $214,269
2023	$254.00 (+4.96%) Homeowner's exemption	$15,146 (+7%) Land $15,146	$15,146 (+7%) Land $15,146
2022	$242.00	$14,155 Land $14,155	$14,155 Land $14,155

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910203041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 28% of Florida
Wildfire Likelihood	About 1 in 595 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 56 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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