3172 Central Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 3172 Central Ave, Spring Valley, CA 91977

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 1,990 sqft · built 1945
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jan 2002)
Tax Bill	$5,396 (2025)
Deeds & Mortgages	Jul 2026 Transfer Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`503-173-25-00`

Property Details

APN / Parcel Number

Primary APN	`503-173-25-00`
Alternative APN	`5030532200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Units	2 Units
Building Area	1,990 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Multi-Family
Lot Area	27,878 sqft (0.64 acres)
View / Lot	Good

Location & Zoning

Old Parcel Number	5030532200
Street Address	3172 CENTRAL AVE
City	SPRING VALLEY
State	CA
Zip	91977-2512
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RS
Legal Description	LOT 435 DOC123275REC70 IN LOT 434&IN TR 002034
Legal Subdivision	LA MESA COUNTRY CLUB
Legal Tract	002034
Legal Block	3
Legal Lot Number	434,4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3007
Census Tract	13801

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 122726, SAN DIEGO, CA 92112-2726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 2002 · Amount on Record
Deed Sale	Jan 11, 2002 · Amount on Record
Prior Sale	May 14, 1997 · Amount on Record
Deed Document Number	200227743
Prior Transfer Date	Apr 2, 1997
Prior Transfer Doc	0000224997
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2026
Property Address	3172 CENTRAL AVE, SPRING VALLEY, CA 91977-2512
Document Number	0000213833
Instrument Date	Jul 23, 2026
Instrument	2026213833
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	3172 CENTRAL AVE, SPRING VALLEY, CA 91977-2512

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3172 CENTRAL AVE, SPRING VALLEY, CA 91977-2512
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3172 CENTRAL AVE, SPRING VALLEY, CA 91977-2512

Mortgage

Document Number	0000616424
Date	Aug 30, 2021
Instrument	2021-0616424

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3172 CENTRAL AVE, SPRING VALLEY, CA 91977-2512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152782
Date	Apr 25, 2019
Instrument	2019-0152782

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3172 CENTRAL AVE, SPRING VALLEY, CA 91977-2512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3172 CENTRAL AVE, SPRING VALLEY, CA 91977-2512

Mortgage

Document Number	0000556542
Date	Sep 21, 2020
Instrument	2020-0556542

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$406,824 (+2%) Land $180,809 Building $226,015
2025	$5,396.00 (+7.47%) Homeowner's exemption	$398,848 (+4.04%) Land $177,264 Building $221,584
2023	$5,021.00 (+1.68%) Homeowner's exemption	$383,363 Land $170,382 Building $212,981
2022	$4,938.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 units insured incl. 7 condo units
Nearby Flood Claims	6 (1991–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

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