3171 Central Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 3171 Central Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,406 sqft · built 1973
Lot Size	0.23 acres (10,034 sqft)
Owner	2 Company Names on Record
Last Sale	$470,000 (Apr 2019)
Tax Bill	$4,857 (2025)
Deeds & Mortgages	Apr 2026 Sale Nov 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`503-192-31-00`

Property Details

APN / Parcel Number

Primary APN	`503-192-31-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,406 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	10,034 sqft (0.23 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3171 CENTRAL AVE
City	SPRING VALLEY
State	CA
Zip	91977-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 2 DOC192764REC71 IN TR 000330
Legal Subdivision	RANCHO MISSION
Legal Tract	000330
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3008
Census Tract	13801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3171 CENTRAL AVE, SPRING VALLEY, CA 91977-2513
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 29, 2021	Deed of Trust, Mortgage · VA Mortgage POINT MORTGAGE CORP
Jun 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Dec 31, 2020	Deed of Trust, Mortgage · VA Mortgage POINT MORTGAGE CORP
Apr 10, 2019	Grant Deed, Transfer · VA Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2019 · Amount on Record
Deed Sale	Apr 10, 2019 · Amount on Record
Prior Sale	Jul 9, 2014 · Amount on Record
Deed Document Number	2019129322
Prior Transfer Date	Feb 17, 2005
Prior Transfer Doc	0000375424
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2026
Property Address	3171 CENTRAL AVE, SPRING VALLEY, CA 91977-2513
Document Number	0000107230
Instrument Date	Apr 13, 2026
Instrument	2026107230
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3171 CENTRAL AVE, SPRING VALLEY, CA 91977-2513

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3171 CENTRAL AVE, SPRING VALLEY, CA 91977-2513
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907

Mortgage

Document Number	0000318041
Date	Nov 12, 2025
Instrument	2025-0318041

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	468 Months
Due	Nov 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3171 CENTRAL AVE, SPRING VALLEY, CA 91977-2513
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3171 CENTRAL AVE, SPRING VALLEY, CA 91977-2513

Mortgage

Document Number	0000872696
Date	Dec 29, 2021
Instrument	2021-0872696

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91914

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3171 CENTRAL AVE, SPRING VALLEY, CA 91977-2513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000298138
Date	Jun 30, 2017
Instrument	2017-0298138

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3171 CENTRAL AVE, SPRING VALLEY, CA 91977-2513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3171 CENTRAL AVE, SPRING VALLEY, CA 91977-2513

Mortgage

Document Number	0000848168
Date	Dec 31, 2020
Instrument	2020-0848168

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91914

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2019
Property Address	3171 CENTRAL AVE, SPRING VALLEY, CA 91977-2513
Document Number	0000129322
Map Reference	MB 73 PG 70
Instrument Date	Feb 11, 2019
Instrument	2019-0129322
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3171 CENTRAL AVE, SPRING VALLEY, CA 91977-2513

Mortgage

Document Number	0000129323
Date	Apr 10, 2019
Instrument	2019-0129323

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Mortgage

Document Number	0000129324
Date	Apr 10, 2019
Instrument	2019-0129324

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$534,773 (+2%) Land $233,354 Building $301,419
2025	$4,857.00 (+3.69%) Veteran's exemption	$524,288 (+4.04%) Land $228,779 Building $295,509
2024	$4,684.00 (+1.87%)
2023	$4,598.00 (-0.37%)	$503,932 Land $219,897 Building $284,035
2022	$4,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 units insured incl. 7 condo units
Nearby Flood Claims	6 (1991–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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