31705 Decker Rd, Colon, MI 49040 Property Records

St. Joseph County property record for 31705 Decker Rd, Colon, MI 49040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,120 sqft
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on Record
Tax Bill	$1,709 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`002-060-008-00`

Property Details

APN / Parcel Number

Primary APN	`002-060-008-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,120 sqft Building Perimeter
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Architectural Style	Ranch
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	112 ft deep x 175 ft wide
Garage Area	1,152 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	31705 DECKER RD
City	COLON
State	MI
Zip	49040-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-L
Legal Description	LOTS 8 & 9 EXC W 50 FT OF LOT 8 ROY COOK SUB IN NE 1/4 SEC 27 T6S R9W. ALSO LOT 10 SD SUB EXC COM AT INT SELY R/W LONG LAKE R
Legal Range	09W
Legal Township	06S
Legal Section	27
Legal Subdivision	THE ROY COOK SUBDIVISION
Legal Lot Number	8-9
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	4
Census Block	4013
Census Tract	41302

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	31705 DECKER RD, COLON, MI 49040-9718
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Jun 1, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 1999
Deed Sale	Sep 23, 1999
Deed Book / Page	908 / 90
Last Transfer Date	May 28, 2020
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	31705 DECKER RD, COLON, MI 49040-9718
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31705 DECKER RD, COLON, MI 49040-9718

Mortgage

Document Number	2020001786
Date	May 20, 2020
Instrument	2020001786

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	242 Months
Due	Jul 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.88%
Index	Other
Max Rate	8.88%

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 1, 2020
Property Address	31705 DECKER RD, COLON, MI 49040-9718
Document Number	2020002052
Instrument Date	May 28, 2020
Instrument	2020002052
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31705 DECKER RD, COLON, MI 49040-9718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	31705 DECKER RD, COLON, MI 49040-9718

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,400 (+44.81%) Land $74,800 Building $124,600	$398,800 (+44.81%) Land $149,600 Building $249,200
2025	$1,709.00 Homeowner's exemption
2023		$137,700 Land $48,100 Building $89,600	$275,400 Land $96,200 Building $179,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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