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3170 Cedar Bay Dr, Melbourne, FL 32934 Property Records

Brevard County property record for 3170 Cedar Bay Dr, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,930 sqft · built 1998
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Dec 2021)
Tax Bill$5,232 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Sep 2020 Transfer
Flood ZoneZone A (high risk)
APN27-36-01-04-*-113

Property Details

APN / Parcel Number

Primary APN27-36-01-04-*-113
Alternative APNs
  • 27-36-01-04-00000.0-0113.00
  • 2735545

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,930 sqft Living Area
Gross Area2,408 sqft
1st Floor Area1,930 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions110 ft deep x 51 ft wide
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area38 sqft
Patio Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2735545
Street Address3170 CEDAR BAY DR
CityMELBOURNE
StateFL
Zip32934-2908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionBAYMEADOWS OF MELBOURNE PHASE ONE LOT 113
Legal Range36E
Legal Township27S
Legal Section01
Legal SubdivisionBAYMEADOWS OF MELBOURNE PHASE ONE
Legal Phase1
Legal Lot Number113
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2005
Census Tract64102

Owner

3170 Cedar Bay Dr is owned and occupied by an individual who bought it in December 2021.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address3170 CEDAR BAY DR, MELBOURNE, FL 32934-2908
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Sep 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2021 · Amount on File
Deed SaleDec 2, 2021 · Amount on File
Prior SaleAug 17, 1998 · Amount on File
Deed Document Number2021313689
Deed Book / Page9343 / 1362
Prior Transfer DateSep 24, 2020
Prior Transfer Doc0088690632
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 2, 2021
Property Address3170 CEDAR BAY DR, MELBOURNE, FL 32934-2908
Document Number0093431362
Book / Page9343 / 1362
Map ReferenceMB 42 PG 32&33
Instrument DateNov 30, 2021
Instrument2021313689
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyPRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address425 BRIDGEWATER DR, RIDGE, NY 11961-1470

Transferred To (Grantee/Buyer)

NameVerified Name
Address3170 CEDAR BAY DR, MELBOURNE, FL 32934-2908
InvestorPossibly a Property Investor

Mortgage

Document Number0093431363
DateDec 2, 2021
Instrument9343/1363
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateSep 29, 2020
Property Address3170 CEDAR BAY DR, MELBOURNE, FL 32934-2908
Document Number0088690632
Book / Page008869 / 000632
Instrument DateSep 24, 2020
Instrument212158
Transaction TypeTransfer
Record UpdatedOct 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address6650 CORPORATE CENTER PKWY #909 JACKSONVILLE FL 322168728, 909, JACKSONVILLE, FL 32216-8728

Tax Assessment & Valuation

The 2025 property tax bill for 3170 Cedar Bay Dr was $5,232 with a homeowner's exemption, down 0.2% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$337,520 (+1.99%)$337,520 (+1.99%)
2025$5,232.00 (-0.19%) Homeowner's exemption$330,950$330,950
2024$5,242.00 (-5.07%)
2023$5,522.00 (+0.97%) Homeowner's exemption$350,900 (+11.93%) Land $85,000 Building $265,900$350,900 (+11.93%) Land $85,000 Building $265,900
2022$5,469.00$313,500 Land $80,000 Building $233,500$313,500 Land $80,000 Building $233,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3170 Cedar Bay Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 229 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies229 in force
Nearby Flood Claims38 (1992–2022)
Claims Outside the SFHA28 of 38
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 18 claims
  • Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3170 Cedar Bay Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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