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3165 Cedar Bay Dr, Melbourne, FL 32934 Property Records

Brevard County property record for 3165 Cedar Bay Dr, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,493 sqft · built 1997
Lot Size0.13 acres (5,663 sqft)
OwnerTrust Name on File
Last Sale$205,000 (Dec 2016)
Tax Bill$2,574 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN27-36-01-04-*-99

Property Details

APN / Parcel Number

Primary APN27-36-01-04-*-99
Alternative APNs
  • 27-36-01-04-00000.0-0099.00
  • 2735531

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,493 sqft Living Area
Gross Area1,900 sqft
1st Floor Area1,493 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions110 ft deep x 52 ft wide
Garage TypeAttached
Garage Area395 sqft
PorchFinished/Open Porch
Porch Area12 sqft
Patio Area13 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2735531
Street Address3165 CEDAR BAY DR
CityMELBOURNE
StateFL
Zip32934-2909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionBAYMEADOWS OF MELBOURNE PHASE ONE LOT 99
Legal Range36E
Legal Township27S
Legal Section01
Legal SubdivisionBAYMEADOWS OF MELBOURNE PHASE ONE
Legal Phase1
Legal Lot Number99
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2000
Census Tract64102

Owner

3165 Cedar Bay Dr is owner-occupied and held in a trust since May 2020.

Source: Brevard County records, as of August 18, 2026

Owner of RecordTrust Name on File
Mailing Address3165 CEDAR BAY DR, MELBOURNE, FL 32934-2909
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
May 12, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2016 · Amount on File
Deed SaleDec 13, 2016 · Amount on File
Prior SaleJun 28, 2016 · Amount on File
Deed Document Number2016244121
Deed Book / Page7775 / 1706
Last Transfer DateMay 11, 2020
Transfer Doc0087391839
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3165 CEDAR BAY DR, MELBOURNE, FL 32934-2909
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3165 CEDAR BAY DR, MELBOURNE, FL 32934-2909

Mortgage

Document Number0094640020
DateApr 1, 2022
Book Page9464/20
Instrument2022082520
Lender
NameREGIONS BANK
TypeBank
AddressORLANDO, FL 32801
Agreement
TypeLine of Credit
AmountAmount on Record

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3165 CEDAR BAY DR, MELBOURNE, FL 32934-2909
Transaction TypeMortgage
Record UpdatedNov 27, 2025
Title CompanyBREVARD TITLE INC, BREVARD TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3165 CEDAR BAY DR, MELBOURNE, FL 32934-2909

Mortgage

Document Number0090600466
DateMar 23, 2021
Book Page9060/466
Instrument2021072972
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term313 Months
DueApr 1, 2047

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateMay 12, 2020
Property Address3165 CEDAR BAY DR, MELBOURNE, FL 32934-2909
Document Number0087391839
Book / Page008739 / 001839
Instrument DateMay 11, 2020
Instrument103018
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3165 CEDAR BAY DR MELBOURNE FL 329342909, MELBOURNE, FL 32934-2909

Tax Assessment & Valuation

The 2025 property tax bill for 3165 Cedar Bay Dr was $2,574 with a homeowner's exemption, up 5.8% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,430 (+2.7%)$273,190 (+4.12%)
2025$2,574.00 (+5.75%) Homeowner's exemption$180,560$262,390
2024$2,434.00 (+2.66%)
2023$2,371.00 (+6.95%) Homeowner's exemption$170,370 (+3%)$285,270 (+11.27%) Land $85,000 Building $200,270
2022$2,217.00 Homeowner's exemption$165,410$256,380 Land $80,000 Building $176,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3165 Cedar Bay Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 229 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies229 in force
Nearby Flood Claims38 (1992–2022)
Claims Outside the SFHA28 of 38
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 18 claims
  • Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3165 Cedar Bay Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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