317 Williams St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 317 Williams St, Oneida, NY 13421

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 932 sqft · built 1901
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Dec 2023)
Tax Bill$3,208 (2025)
Deeds & MortgagesDec 2023 Refinance
Aug 2017 Mortgage
APN251201 30.55-1-32

Property Details

APN / Parcel Number

Primary APN251201 30.55-1-32
Alternative APNs
  • 120103005500010320000000
  • INSIDE

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area932 sqft Living Area
1st Floor Area572 sqft
2nd Floor Area360 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions135 ft deep x 45 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area176 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address317 WILLIAMS ST
CityONEIDA
StateNY
Zip13421-1122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Block1
Legal Lot Number32.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group1
Census Block1007
Census Tract30101

Owner

Source: Madison County and Oneida City records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address317 WILLIAMS ST, ONEIDA, NY 13421-1122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
JPMORGAN CHASE BANK NA
Aug 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOUSING TR FUND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2023 · Amount on Record
Deed SaleDec 27, 2023 · Amount on Record
Prior SaleJul 23, 2009 · Amount on Record
Deed Document Number20236029
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address317 WILLIAMS ST, ONEIDA, NY 13421-1122
Transaction TypeMortgage
Record UpdatedJan 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000030
DateDec 27, 2023
Instrument2023-6030
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address317 WILLIAMS ST, ONEIDA, NY 13421-1122
Document Number0000002908
Instrument DateAug 1, 2017
Transaction TypeMortgage
Record UpdatedJan 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 WILLIAMS ST ONEIDA NY 134211419, ONEIDA, NY 13421-1419

Mortgage

Document Number0000002908
DateJun 7, 2018
Instrument2908
Lender
NameHOUSING TR FUND
TypeFunding / Finance Company
AddressALBANY, NY 12207
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,208.00 (+1,214.75%)$64,500 (-) Land $9,300 Building $55,200$90,845 (+7.04%) Land $13,099 Building $77,746
2023$64,500 (-) Land $9,300 Building $55,200$84,868 (+9.21%) Land $12,237 Building $72,631
2022$244.00 Homeowner's exemption Senior Citizen's exemption$64,500 Land $9,300 Building $55,200$77,711 Land $11,205 Building $66,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2013)
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Williams St

Nearby Streets

Search Property Records by Address or Parcel Number