308 Williams St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 308 Williams St, Oneida, NY 13421

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,688 sqft · built 1920
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Tax Bill$4,310 (2026)
Deeds & MortgagesOct 2020 Line of Credit
APN251201 30.55-1-45

Property Details

APN / Parcel Number

Primary APN251201 30.55-1-45
Alternative APNs
  • 120103005500010450000000
  • INSIDE

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,688 sqft Living Area
1st Floor Area908 sqft
2nd Floor Area780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions117 ft deep x 67 ft wide
Garage TypeDetached
Garage Area828 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area180 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address308 WILLIAMS ST
CityONEIDA
StateNY
Zip13421-1123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLIFE USE
Legal Block1
Legal Lot Number45.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group1
Census Block1011
Census Tract30101

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address308 WILLIAMS ST, ONEIDA, NY 13421-1123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 18, 2008
Transfer Doc1430000169
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address308 WILLIAMS ST, ONEIDA, NY 13421-1123
Document Number0000005693
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedNov 13, 2020
Title CompanyINDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 WILLIAMS ST ONEIDA NY 134211123, ONEIDA, NY 13421-1123

Mortgage

Document Number0000005693
DateOct 27, 2020
Instrument5693
Lender
NameNBT BK
TypeBank
AddressONEIDA, NY 13421
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,310.00 (-1.33%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$4,368.00 (+341.66%)$94,400 (-) Land $10,900 Building $83,500$132,958 (+7.04%) Land $15,352 Building $117,606
2023$94,400 (-) Land $10,900 Building $83,500$124,211 (+9.21%) Land $14,342 Building $109,869
2022$989.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$94,400 Land $10,900 Building $83,500$113,735 Land $13,133 Building $100,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2013)
Most Recent ClaimJun 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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