317 Westbrook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 317 Westbrook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,952 sqft · built 1989
Lot Size	0.18 acres (7,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (May 2023)
Tax Bill	$3,496 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A860000199`

Property Details

APN / Parcel Number

Primary APN	`A860000199`
Alternative APN	`2-057A-5854-00-0039.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,952 sqft Living Area
Gross Area	2,744 sqft
1st Floor Area	1,372 sqft
Basement Area	644 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Exterior Material	Masonry Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,820 sqft (0.18 acres)
Lot Dimensions	115 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A860000199
Street Address	317 WESTBROOK DR
City	O FALLON
State	MO
Zip	63366-2464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTRIDGE #1 LOT 39
Legal Subdivision	WESTRIDGE #1
Legal Lot Number	39
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	311802

Owner

Source: St. Charles County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 WESTBROOK DR, O FALLON, MO 63366-2464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
May 17, 2023	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Jan 9, 2017 · Amount on Record
Deed Document Number	202318794
Prior Transfer Date	Jun 21, 2016
Prior Transfer Doc	0000385170
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Oct 9, 2026
Property Address	317 WESTBROOK DR, O FALLON, MO 63366-2464
Document Number	0000048308
Instrument Date	Oct 5, 2026
Instrument	202648308
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WESTBROOK DR, O FALLON, MO 63366-2464

Mortgage

Document Number	0000048308,
Date	Oct 9, 2026
Instrument	202648308

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 6, 2026
Property Address	317 WESTBROOK DR, O FALLON, MO 63366-2464
Document Number	0000031328
Instrument Date	Jul 2, 2026
Instrument	202631328
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WESTBROOK DR, O FALLON, MO 63366-2464

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	317 WESTBROOK DR, O FALLON, MO 63366-2464
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WESTBROOK DR, O FALLON, MO 63366-2464

Mortgage

Document Number	0000073698
Date	Sep 1, 2021
Instrument	2021R-073698

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 17, 2023
Property Address	317 WESTBROOK DR, O FALLON, MO 63366-2464
Document Number	0000018794
Map Reference	MB 24 PG 78
Instrument Date	May 15, 2023
Instrument	2023R-018794
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 HICKORY HILL DR, O FALLON, MO 63366-1948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 WESTBROOK DR, O FALLON, MO 63366-2464

Mortgage

Document Number	0000018795
Date	May 17, 2023
Instrument	2023R-018795

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,337 (-)	$285,984 (-) Land $60,000 Building $225,984
2025	$3,496.00	$54,337 (+8.4%)	$285,984 (+8.4%) Land $60,000 Building $225,984
2023		$50,126
2022			$263,819 Land $45,000 Building $218,819

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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