301 Westbrook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 301 Westbrook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,646 sqft · built 1989
Lot Size	0.277 acres (12,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Jun 2020)
Tax Bill	$3,748 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`A860000203`

Property Details

APN / Parcel Number

Primary APN	`A860000203`
Alternative APN	`2-057A-5854-00-0043.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,646 sqft Living Area
Gross Area	3,472 sqft
1st Floor Area	1,423 sqft
Basement Area	1,377 sqft
Finished Basement	1,223 sqft
Unfinished Basement	154 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,075 sqft (0.277 acres)
Lot Dimensions	115 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A860000203
Street Address	301 WESTBROOK DR
City	O FALLON
State	MO
Zip	63366-2464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTRIDGE #1 LOT 43
Legal Subdivision	WESTRIDGE #1
Legal Lot Number	43
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 WESTBROOK DR, O FALLON, MO 63366-2464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH HOME LOANS INC
Jun 11, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Jul 30, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST ST BK/ST CHARLES
Feb 21, 2019	Deed of Trust, Mortgage · Line of Credit LINDELL BK&TR
Feb 5, 2019	Warranty Deed, Transfer FREEDOM TITLE
Feb 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2020 · Amount on Record
Deed Sale	Jun 11, 2020 · Amount on Record
Prior Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	2020396440
Deed Book / Page	7318 / 1541
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	301 WESTBROOK DR, O FALLON, MO 63366-2464
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 WESTBROOK DR, O FALLON, MO 63366-2464

Mortgage

Document Number	0000015890
Date	Feb 23, 2021
Instrument	2021R-015890

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 11, 2020
Property Address	301 WESTBROOK DR, O FALLON, MO 63366-2464
Document Number	0000396440
Book / Page	7318 / 1541
Map Reference	MB 24 PG 78
Instrument Date	Jun 8, 2020
Instrument	20200611000396440
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 WESTBROOK DR, O FALLON, MO 63366-2464

Mortgage

Document Number	0000396450
Date	Jun 11, 2020
Instrument	20200611000396450

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 30, 2019
Property Address	301 WESTBROOK DR, O FALLON, MO 63366-2464
Document Number	0071131861
Book / Page	007113 / 001861
Instrument Date	Jul 26, 2019
Instrument	392070
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 46701 ST LOUIS MO 631466701, ST LOUIS, MO 63146-6701

Mortgage

Document Number	71131863
Date	Jul 30, 2019
Book Page	007113/001863
Instrument	392080

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	301 WESTBROOK DR, O FALLON, MO 63366-2464
Document Number	0070401182
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1409 LUCERNE PL WELDON SPRING MO 633047791, WELDON SPRING, MO 63304-7791

Mortgage

Document Number	0070401182
Date	Feb 27, 2019
Book Page	007040/001182
Instrument	87100

Lender

Name	LINDELL BK&TR
Type	Bank
Address	ST LOUIS, MO 63139

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 5, 2019
Property Address	301 WESTBROOK DR, O FALLON, MO 63366-2464
Document Number	0070322456
Book / Page	007032 / 002456
Instrument Date	Jan 28, 2019
Instrument	55180
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	409 LUCERNE PL WELDON SPRING MO 63304, WELDON SPRING, MO 63304

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 5, 2019
Property Address	301 WESTBROOK DR, O FALLON, MO 63366-2464
Document Number	0070321964
Book / Page	007032 / 001964
Instrument Date	Jan 28, 2019
Instrument	54190
Transaction Type	Transfer
Record Updated	Feb 21, 2019

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 MAIN ST ST PETERS MO 633763916, ST PETERS, MO 63376-3916

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,301 (-)	$306,848 (-) Land $60,000 Building $246,848
2025	$3,748.00	$58,301 (+10.05%)	$306,848 (+10.05%) Land $60,000 Building $246,848
2023		$52,977
2022			$278,824 Land $45,000 Building $233,824

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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