317 Switchgrass Landing Ln, Cottleville (Saint Charles), MO 63304 Property Records

St. Charles County property record for 317 Switchgrass Landing Ln, Cottleville, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,180 sqft · built 2024
Lot Size0.308 acres (13,425 sqft)
Owner2 Individual Names on Record
Last Sale$715,000 (Oct 2025)
Tax Bill$1,163 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNT251500189

Property Details

APN / Parcel Number

Primary APNT251500189
Alternative APN
  • 3-0111-D515-00-0007.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,180 sqft Living Area
Gross Area5,080 sqft
Basement Area1,900 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleBi-Level
Exterior MaterialStone
Lot Area13,425 sqft (0.308 acres)

Location & Zoning

Account NumberT251500189
Street Address317 SWITCHGRASS LANDING LN
CitySAINT CHARLES
StateMO
Zip63304-4422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE BLUFF LOT 7
Legal SubdivisionPRAIRIE BLUFF
Legal Lot Number7
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group3
Census Block3007
Census Tract311124

Owner

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address317 SWITCHGRASS LANDING LN, SAINT CHARLES, MO 63304-4422
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2025 · Amount on Record
Deed SaleOct 6, 2025 · Amount on Record
Deed Document Number202544250
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 6, 2025
Property Address317 SWITCHGRASS LANDING LN, COTTLEVILLE, MO 63304-4422
Document Number0000044250
Map ReferenceDOC 2024R-015112
Instrument DateOct 6, 2025
Instrument2025R-044250
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16141 SWINGLEY RIDGE RD # RD109, RD109, CHESTERFIELD, MO 63017-1774

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 SWITCHGRASS LANDING LN, COTTLEVILLE, MO 63304-4422

Mortgage

Document Number0000044251
DateOct 6, 2025
Instrument2025R-044251
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$135,850 (+615%)$715,000 (+615%) Land $100,000 Building $615,000
2025$1,163.00$19,000$100,000 Land $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: i3 Broadband, T-Mobile.

Nearby Properties on Switchgrass Landing Ln

Nearby Streets

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