St. Charles County property record for 313 Switchgrass Landing Ln, Cottleville, MO 63304 · Last verified March 2026
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.348 acres (15,159 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,757 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T251500190 |
| Primary APN | T251500190 |
|---|---|
| Alternative APN |
|
| Lot Area | 15,159 sqft (0.348 acres) |
|---|
| Account Number | T251500190 |
|---|---|
| Street Address | 313 SWITCHGRASS LANDING LN |
| City | COTTLEVILLE |
| State | MO |
| Zip | 63304-4422 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | PRAIRIE BLUFF LOT 8 |
| Legal Subdivision | PRAIRIE BLUFF |
| Legal Lot Number | 8 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | DARDENNE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 311124 |
Source: St. Charles County records · APN T251500190
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 313 SWITCHGRASS LANDING LN, COTTLEVILLE, MO 63304-4422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 |
| Deed Sale | Aug 29, 2025 |
| Deed Document Number | 2025R-037907 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 29, 2025 |
| Property Address | 313 SWITCHGRASS LANDING LN, COTTLEVILLE, MO 63304-4422 |
| Document Number | 0000037907 |
| Map Reference | DOC 2024R-015112 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 2025R-037907 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16141 SWINGLEY RIDGE RD, CHESTERFIELD, MO 63017-1774 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 313 SWITCHGRASS LANDING LN, COTTLEVILLE, MO 63304-4422 |
| Document Number | 0000037908 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 2025R-037908 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.95% |
| Type Change Date | Sep 01, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.65% |
| Max Rate At Change | 7.95% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 11.9% |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Cottleville City |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,757.00 | $19,000 | $100,000 Land $100,000 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111243, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force 6 of 9 on primary residences |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017, other causes |
| Wildfire Risk | Low above 7% of the US · above 10% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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