317 S Thomas St, Gilman, IL 60938 Property Records

Iroquois County property record for 317 S Thomas St, Gilman, IL 60938

Property Summary

Property Type	Single Family Home
Lot Size	0.262 acres (11,431 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Aug 2020)
Tax Bill	$4,073 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2020 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24 06 130 003`

Property Details

APN / Parcel Number

Primary APN	`24 06 130 003`

Exterior

Lot Area	11,431 sqft (0.262 acres)

Location & Zoning

Street Address	317 S THOMAS ST
City	GILMAN
State	IL
Zip	60938-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SD OL 1-4 DENT & MOSHER'S ADD S 75' LT 16 BLK 1
Legal Subdivision	MOSHER'S ADD
Legal Block	1
Legal Lot Number	16
Jurisdiction	IROQUOIS IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3029
Census Tract	950600

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	317 S THOMAS ST, GILMAN, IL 60938-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage IROQUOIS FSLA
Aug 13, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage FEDERATED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2020 · Amount on File
Deed Sale	Aug 13, 2020 · Amount on File
Deed Document Number	20202473
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	317 S THOMAS ST, GILMAN, IL 60938-1625
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 S THOMAS ST, GILMAN, IL 60938-1625

Mortgage

Document Number	00024R0220
Date	Jan 25, 2024
Instrument	24R0220

Lender

Name	IROQUOIS FSLA
Type	Bank
Address	DANVILLE, IL 61832

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Aug 13, 2020
Property Address	317 S THOMAS ST, GILMAN, IL 60938-1625
Document Number	20R2473
Instrument Date	Aug 13, 2020
Instrument	20R2473
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 N FOURTH ST, ASHKUM, IL 60911-7093

Mortgage

Document Number	20R2474
Date	Aug 13, 2020
Instrument	20R2474

Lender

Name	FEDERATED BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 13, 2025

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Douglas Township
Municipality	Gilman City
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,073.00 (+13.83%)	$58,360 (+13.19%) Land $8,180 Building $50,180	$175,080 (+13.19%) Land $24,540 Building $150,540
2022	$3,578.00 Homeowner's exemption	$51,560 Land $7,230 Building $44,330	$154,680 Land $21,690 Building $132,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILMAN serves 1,793 people · EPA ID IL0750450
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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