303 S Thomas St, Gilman, IL 60938 Property Records

Iroquois County property record for 303 S Thomas St, Gilman, IL 60938

Property Summary

Property Type	Single Family Home
Lot Size	0.349 acres (15,217 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Feb 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24 06 130 001`

Property Details

APN / Parcel Number

Primary APN	`24 06 130 001`

Exterior

Lot Area	15,217 sqft (0.349 acres)

Location & Zoning

Street Address	303 S THOMAS ST
City	GILMAN
State	IL
Zip	60938-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SD OL 1-4 DENT & MOSHER'S ADD LTS 13 & 14 BLK 1
Legal Subdivision	MOSHER'S ADD
Legal Block	1
Legal Lot Number	13,14
Jurisdiction	IROQUOIS IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3029
Census Tract	950600

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 S THOMAS ST, GILMAN, IL 60938-1625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2019	Deed of Trust, Mortgage · Line of Credit PROSPECT BANK
Feb 27, 2013	Deed of Trust, Mortgage JPMORGAN CHASE BANK N.A.
Mar 4, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 11, 2020	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 29, 2026
Transfer Doc	0000000694
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	303 S THOMAS ST, GILMAN, IL 60938-1625
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00019R0325
Date	Feb 4, 2019
Instrument	19R0325

Lender

Name	PROSPECT BANK
Type	Bank
Address	GILMAN, IL 60938

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	Jan 25, 2026

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	Monthly

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	303 S THOMAS ST, GILMAN, IL 60938-1625
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00013R0694
Date	Feb 27, 2013
Instrument	13R0694

Lender

Name	JPMORGAN CHASE BANK N.A.
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2033

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Mar 4, 2026
Property Address	303 S THOMAS ST, GILMAN, IL 60938-1625
Document Number	00026R0694
Instrument Date	Jan 29, 2026
Instrument	26R0694
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	303 S THOMAS ST, GILMAN, IL 60938-1625

Mortgage

Document Number	00026R0695
Date	Mar 4, 2026
Instrument	26R0695

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2056

Interest

Rate	6.99%

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Dec 11, 2020
Property Address	303 S THOMAS ST, GILMAN, IL 60938-1625
Document Number	20R4117
Instrument Date	Nov 29, 2020
Instrument	20R4117
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8208 LINDEN CIR, BUENA PARK, CA 90620-3324

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Douglas Township
Municipality	Gilman City
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00 (+9.6%) Homeowner's exemption Senior Citizen's exemption	$29,110 (+6.01%) Land $8,160 Building $20,950	$87,330 (+6.01%) Land $24,480 Building $62,850
2024	$1,292.00 (-36.79%) Homeowner's exemption Senior Citizen's exemption	$27,460 (+6.81%) Land $7,700 Building $19,760	$82,380 (+6.81%) Land $23,100 Building $59,280
2022	$2,044.00	$25,710 Land $7,210 Building $18,500	$77,130 Land $21,630 Building $55,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILMAN serves 1,793 people · EPA ID IL0750450
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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