317 S Cedar St, Drain, OR 97435 Property Records

Douglas County property record for 317 S Cedar St, Drain, OR 97435

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,020 sqft · built 1948
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Sep 2025)
Tax Bill$1,102 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Sep 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN22-05W-17BA-04900

Property Details

APN / Parcel Number

Primary APN22-05W-17BA-04900
Alternative APNs
  • 27149.02
  • R21755

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,020 sqft Living Area
1st Floor Area760 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1965
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Shed1 Shed
Shed Area384 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Account Number27149.02
Street Address317 S CEDAR ST
CityDRAIN
StateOR
Zip97435-0058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionGARDNERS ADD TO DRAIN, BLOCK 2, LOT S1/2 OF 1 & 2: PTS 13 & 14, ACRES 0.12, (M&B INST 2025-10737)
Legal SubdivisionGARDNERS ADD TO DRAIN
Legal Block2
Legal Lot NumberS1
JurisdictionDOUGLAS OR
Township / Civil DivisionELKTON-DRAIN
Census Block Group3
Census Block3232
Census Tract30000

Owner

Source: Douglas County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address317 S CEDAR ST, DRAIN, OR 97435-0058
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2023Deed of Trust, Mortgage · Line of Credit
SELCO COMMUNITY CU
Sep 18, 2025Warranty Deed, Transfer · FHA Mortgage
SUMMIT FUNDING INC
Jan 18, 2017Warranty Deed, Transfer · FHA Mortgage
OPES ADVISORS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2025 · Amount on Record
Deed SaleSep 18, 2025 · Amount on Record
Prior SaleJan 18, 2017 · Amount on Record
Deed Document Number202510737
Prior Transfer DateFeb 22, 2008
Prior Transfer Doc0000003393
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS OR
Property Address317 S CEDAR ST, DRAIN, OR 97435-0058
Transaction TypeMortgage
Record UpdatedOct 2, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 S CEDAR ST, DRAIN, OR 97435-0058
InvestorPossibly a Property Investor

Mortgage

Document Number0000013353
DateDec 13, 2023
Instrument2023-013353
Lender
NameSELCO COMMUNITY CU
TypeCredit Union
AddressSPRINGFIELD, OR 97477
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS OR
Recording DateSep 18, 2025
Property Address317 S CEDAR ST, DRAIN, OR 97435-0058
Document Number0000010737
Map ReferenceVOL 2 PG 38
Instrument DateSep 18, 2025
Instrument2025-010737
Transaction TypeTransfer
Record UpdatedFeb 19, 2026
Title CompanyEVERGREEN LAND TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address317 S CEDAR ST, DRAIN, OR 97435-0058

Mortgage

Document Number0000010738
DateSep 18, 2025
Instrument2025-010738
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term373 Months
DueOct 1, 2056

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS OR
Recording DateJan 18, 2017
Property Address317 S CEDAR ST, DRAIN, OR 97435-0058
Document Number0000001710
Instrument DateJan 13, 2017
Instrument1710
Transaction TypeTransfer
Record UpdatedJan 24, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 1068 DRAIN OR 974351068, DRAIN, OR 97435-1068

Mortgage

Document Number1711,
DateJan 18, 2017
Instrument1711
Lender
NameOPES ADVISORS
AddressCUPERTINO, CA 95014
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 17, 2047

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDouglas County
MunicipalityDrain City
Unified School DistrictNorth Douglas School District 22 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,102.00 (+3.28%)$92,683 (+3%)$163,276 (-0.07%) Land $73,500 Building $89,776
2024$1,067.00 (+2.69%)$89,984 (+3%)$163,388 (-3.57%) Land $73,500 Building $89,888
2023$1,039.00 (+3.08%)$87,364 (+6.09%)$169,437 (+57.89%) Land $79,500 Building $89,937
2022$1,008.00$82,350$107,314 Land $41,250 Building $66,064

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims39 (1981–2025)
Claims Outside the SFHA2 of 39
Most Recent ClaimMar 2025 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Mar 2025 · 7 claims
  • Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DRAIN
serves 1,194 people · EPA ID OR4100260
Water SourceSurface water
Last State InspectionMay 2025
Lead11 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2022
Treatment and ProcedureCorrosion control
Jan 2023
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DFN
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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