317 Ridgeview Dr, Berea, KY 40403 Property Records

Madison County property record for 317 Ridgeview Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,644 sqft
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Oct 2018)
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0007-0005`

Property Details

APN / Parcel Number

Primary APN	`0073-0007-0005`
Alternative APNs	`103449` `140728` `70841`

Interior

Stories	1 Story
Building Area	1,644 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	57,499 sqft (1.32 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	70841
Street Address	317 RIDGEVIEW DR
City	BEREA
State	KY
Zip	40403-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW LOT 5
Legal Subdivision	RIDGEVIEW
Legal Lot Number	5
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2008
Census Tract	11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 RIDGEVIEW DR, BEREA, KY 40403-1282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Oct 25, 2021	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Oct 29, 2018	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Jan 13, 2005 · Amount on Record
Deed Document Number	2013983935
Deed Book / Page	D00766 / 219
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	317 RIDGEVIEW DR, BEREA, KY 40403-1282
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 RIDGEVIEW DR, BEREA, KY 40403-1282

Mortgage

Document Number	00M2179/62
Date	Jul 29, 2022
Book Page	M2179/62
Instrument	2014103871

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	317 RIDGEVIEW DR, BEREA, KY 40403-1282
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2103/602
Date	Oct 25, 2021
Book Page	M2103/602
Instrument	2014060280

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Sep 30, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	317 RIDGEVIEW DR, BEREA, KY 40403-1282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01946/433
Date	Jun 8, 2020
Book Page	M01946/433
Instrument	2014013417

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 29, 2018
Property Address	317 RIDGEVIEW DR, BEREA, KY 40403-1282
Document Number	D00766/219
Book / Page	D00766 / 219
Map Reference	CA B18 SL47
Instrument Date	Oct 25, 2018
Instrument	2013983935
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 DELANCEY ST, 217, BEREA, KY 40403-1067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 RIDGEVIEW DR, BEREA, KY 40403-1282

Mortgage

Document Number	2013983936
Date	Oct 29, 2018
Instrument	2013983936

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,112.00 (+33.33%) Additional exemption filed	$224,000 (+37.09%)	$224,000 (+37.09%)
2023	$1,584.00	$163,400	$163,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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