308 Ridgeview Dr, Berea, KY 40403 Property Records

Madison County property record for 308 Ridgeview Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,678 sqft
Owner	Individual Name on Record
Last Sale	$258,000 (Mar 2023)
Tax Bill	$2,432 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0007-0029`

Property Details

APN / Parcel Number

Primary APN	`0073-0007-0029`
Alternative APNs	`120846` `81178` `50346`

Interior

Stories	1 Story
Building Area	1,678 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	50346
Street Address	308 RIDGEVIEW DR
City	BEREA
State	KY
Zip	40403-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW LOT 29
Legal Subdivision	RIDGEVIEW
Legal Lot Number	29
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2008
Census Tract	11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	308 RIDGEVIEW DR, BEREA, KY 40403-1282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
Mar 9, 2023	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC
Sep 21, 2018	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Sep 21, 2018	Warranty Deed, Transfer · Conventional Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2023 · Amount on Record
Deed Sale	Mar 9, 2023 · Amount on Record
Prior Sale	Sep 21, 2018 · Amount on Record
Deed Document Number	2014135197
Deed Book / Page	D835 / 528
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	308 RIDGEVIEW DR, BEREA, KY 40403-1282
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2257/690
Date	Sep 7, 2023
Book Page	M2257/690
Instrument	2014165739

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	11.8%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 9, 2023
Property Address	308 RIDGEVIEW DR, BEREA, KY 40403-1282
Document Number	00D835/528
Book / Page	D835 / 528
Map Reference	CAB 18 SL 47
Instrument Date	Feb 27, 2023
Instrument	2014135197
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6773 N HIGHWAY 421, MANCHESTER, KY 40962-6645

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 MEADOW LN, MADISON, IN 47250-2514

Mortgage

Document Number	2014135201
Date	Mar 9, 2023
Instrument	2014135201

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 27, 2024

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	308 RIDGEVIEW DR, BEREA, KY 40403-1282
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2099/158
Date	Oct 7, 2021
Book Page	M2099/158
Instrument	2014057135

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40509

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	308 RIDGEVIEW DR, BEREA, KY 40403-1282
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01825/248
Date	Sep 21, 2018
Book Page	M01825/248
Instrument	2013982240

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2028

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Sep 21, 2018
Property Address	308 RIDGEVIEW DR, BEREA, KY 40403-1282
Document Number	D00764/667
Book / Page	D00764 / 667
Map Reference	CAB18 SL47
Instrument Date	Sep 13, 2018
Instrument	2013982238
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	299 J C CHAMBERS RD, 299, BEREA, KY 40403-9752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 RIDGEVIEW DR, BEREA, KY 40403-1282

Mortgage

Document Number	2013982239
Date	Sep 21, 2018
Instrument	2013982239

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,432.00 (+38.34%) Additional exemption filed	$258,000 (+42.31%)	$258,000 (+42.31%)
2023	$1,758.00 (-0.34%)	$181,300 (-)	$181,300 (-)
2022	$1,764.00	$181,300	$181,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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