Comanche County property record for 317 NW Sumner Dr, Elgin, OK 73538
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,260 sqft · built 2005 |
| Lot Size | 3.18 acres (138,521 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $88,500 (May 2008) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03N12W-12-1-99980-000-0000 |
| Primary APN | 03N12W-12-1-99980-000-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 138,521 sqft (3.18 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,225 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 86514 |
|---|---|
| Street Address | 317 NW SUMNER DR |
| City | ELGIN |
| State | OK |
| Zip | 73538-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-3N-12W A TRCT OF LAND BEG AT A PT 880.544' S89*43'59" E OF SW/COR OF NE/4 SEC 12;THN N00*08'00" E A DIST OF 630.836'; THN |
| Legal Range | 12W |
| Legal Township | 03N |
| Legal Section | 12 |
| Legal Subdivision | FARM 3N-12W |
| Jurisdiction | COMANCHE OK |
| Township / Civil Division | NORTHWEST COMANCHE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2202 |
Source: Comanche County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 317 NW SUMNER DR, ELGIN, OK 73538-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2008 · Amount on Record |
| Deed Sale | May 16, 2008 · Amount on Record |
| Deed Document Number | 20089469 |
| Deed Book / Page | 5629 / 295 |
| Prior Transfer Date | May 14, 2008 |
| Prior Transfer Doc | 05629/0295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMANCHE OK |
| Property Address | 317 NW SUMNER DR, ELGIN, OK 73538-3012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOVEREIGN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 8451/182 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 8451/182 |
| Instrument | 2020-004767 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Comanche County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Comanche County |
| Unified School District | Elgin Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,378 (+3%) Land $2,538 Building $39,840 | $376,693 (-17.46%) Land $22,560 Building $354,133 | |
| 2025 | Homeowner's exemption | $41,143 (+3%) Land $2,538 Building $38,605 | $456,378 (+28.53%) Land $22,560 Building $433,818 |
| 2023 | Homeowner's exemption | $39,945 Land $2,538 Building $37,407 | $355,070 Land $22,560 Building $332,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2015–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 53% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Southwest Oklahoma Telephone Company Cable · Fiber in parts of the area | 250 / 250 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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