Comanche County property record for 115 NW Sumner Dr, Elgin, OK 73538
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,306 sqft · built 2005 |
| Lot Size | 3.14 acres (136,778 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,500 (Oct 2005) |
| Tax Bill | $3,336 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03N12W-12-1-99980-000-0000 |
| Primary APN | 03N12W-12-1-99980-000-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,306 sqft Living Area |
| 1st Floor Area | 3,306 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 136,778 sqft (3.14 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 490 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 87572 |
|---|---|
| Street Address | 115 NW SUMNER DR |
| City | ELGIN |
| State | OK |
| Zip | 73538-3085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-3N-12W A TRCT BEG AT A PT 427.459' (N00*08'00" E) SE/C NE/4; THN (N89*52'00" W) 660.0'; THN (N00*08'00" E) 207.479'; THN ( |
| Legal Range | 12W |
| Legal Township | 03N |
| Legal Section | 12 |
| Legal Subdivision | FARM 3N-12W |
| Jurisdiction | COMANCHE OK |
| Township / Civil Division | NORTHWEST COMANCHE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2202 |
Source: Comanche County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 NW SUMNER DR, ELGIN, OK 73538-3085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2005 · Amount on Record |
| Deed Sale | Oct 31, 2005 · Amount on Record |
| Deed Document Number | 200523642 |
| Deed Book / Page | 4837 / 286 |
| Record Updated | Oct 29, 2026 |
Source: Comanche County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Comanche County |
| Unified School District | Elgin Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,002 (+3%) Land $2,530 Building $32,472 | $311,127 (-20.95%) Land $22,490 Building $288,637 | |
| 2025 | $3,336.00 (-0.03%) Homeowner's exemption | $33,982 (+3%) Land $2,530 Building $31,452 | $393,602 (+34.21%) Land $22,490 Building $371,112 |
| 2024 | $3,337.00 (-0.15%) Homeowner's exemption | $32,993 (-) Land $2,530 Building $30,463 | $293,268 (-) Land $22,490 Building $270,778 |
| 2023 | $3,342.00 Homeowner's exemption | $32,993 Land $2,530 Building $30,463 | $293,268 Land $22,490 Building $270,778 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2015–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 53% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Southwest Oklahoma Telephone Company Cable · Fiber in parts of the area | 250 / 250 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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