Cumberland County property record for 317 N Second St, Spring Lake, NC 28390
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 1965 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,778 (2026) |
| Deeds & Mortgages | Jul 2019 Line of Credit May 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0501-67-9296 |
| Primary APN | 0501-67-9296 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,530 sqft Heated Area |
| 1st Floor Area | 1,530 sqft |
| Utility Area | 60 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 317 N SECOND ST |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-3336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R6 |
| Legal Description | CARL CHANDLER PROP LO:12 SE:01 PL:0025-0015 |
| Legal Subdivision | TOWN OF SPRING LAKE |
| Legal Block | 67 |
| Legal Lot Number | 12 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3501 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 317 N SECOND ST, SPRING LAKE, NC 28390-3336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2019 | Intrafamily Transfer, Transfer · Line of Credit BRAGG MUTUAL FCU |
| May 22, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 24, 2019 |
| Transfer Doc | 0105330059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jul 1, 2019 |
| Property Address | 317 N 2ND ST, SPRING LAKE, NC 28390-3336 |
| Document Number | 0105330059 |
| Book / Page | 10533 / 59 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 19722 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4229 HASKELL DR, HOPE MILLS, NC 28348-2823 |
| Document Number | 19723 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 19723 |
| Name | BRAGG MUTUAL FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | May 22, 2019 |
| Property Address | 317 N 2ND ST, SPRING LAKE, NC 28390-3336 |
| Document Number | 0105050838 |
| Book / Page | 010505 / 000838 |
| Instrument Date | May 21, 2019 |
| Instrument | 15054 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 317 N 2ND ST SPRING LAKE NC 283903336, SPRING LAKE, NC 28390-3336 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Spring Lake Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,778.00 | ||
| 2025 | $2,778.00 (+64.57%) | $131,354 (+34.15%) Land $11,500 Building $119,854 | $131,354 (+34.15%) Land $11,500 Building $119,854 |
| 2024 | $1,688.00 (+11.57%) | $97,916 (-) Land $6,500 Building $91,416 | $97,916 (-) Land $6,500 Building $91,416 |
| 2023 | $1,513.00 | $97,916 Land $6,500 Building $91,416 | $97,916 Land $6,500 Building $91,416 |
| 2022 | $1,513.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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