303 N Second St, Spring Lake, NC 28390 Property Records

Cumberland County property record for 303 N Second St, Spring Lake, NC 28390

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,172 sqft · built 1965
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (May 2000)
Tax Bill	$3,550 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0501-76-3608`

Property Details

APN / Parcel Number

Primary APN	`0501-76-3608`
Alternative APN	`0501.11763608`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,172 sqft Heated Area
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	138 sqft
Deck Area	156 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0501.11763608
Street Address	303 N SECOND ST
City	SPRING LAKE
State	NC
Zip	28390-3336
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R6
Legal Description	CARL CHANDLER PROP LO:19 SE:01 PL:0025-0015
Legal Subdivision	TOWN OF SPRING LAKE
Legal Lot Number	19
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2003
Census Tract	3501

Owner

Source: Cumberland County records · APN 0501-76-3608

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	303 N SECOND ST, SPRING LAKE, NC 28390-3336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2000 · Amount on Record
Deed Sale	May 30, 2000 · Amount on Record
Deed Document Number	0005278734
Deed Book / Page	5278 / 734
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	303 N SECOND ST, SPRING LAKE, NC 28390-3336
Transaction Type	Mortgage
Record Updated	May 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 N 2ND ST, SPRING LAKE, NC 28390-3336

Mortgage

Document Number	0114570826
Date	Apr 27, 2022
Book Page	11457/826
Instrument	17397

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Cumberland County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,550.00 (+50.74%)	$192,362 (+30.71%) Land $11,500 Building $180,862	$192,362 (+30.71%) Land $11,500 Building $180,862
2024	$2,355.00 (+29.54%)	$147,166 (+30.83%) Land $6,500 Building $140,666	$147,166 (+30.83%) Land $6,500 Building $140,666
2023	$1,818.00	$112,487 Land $6,500 Building $105,987	$112,487 Land $6,500 Building $105,987
2022	$1,818.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (37051C), as of March 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 195 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0326020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.