317 N 3rd Ave W, Duluth, MN 55806 Property Records

St. Louis County property record for 317 N 3rd Ave W, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,232 sqft · built 1995
Lot Size	0.08 acres (3,508 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jul 2023)
Tax Bill	$1,724 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-1270-00330`

Property Details

APN / Parcel Number

Primary APN	`010-1270-00330`
Alternative APNs	`1038114` `1150993`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,232 sqft Gross Area
1st Floor Area	1,116 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,508 sqft (0.08 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	1150993
Street Address	317 N 3RD AVE W
City	DULUTH
State	MN
Zip	55806-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF LOT 50 AND 52 BLK 31 AND OFLOTS 50 AND 52 W 4TH ST D P 1ST DIVLYING S OF A LINE DRAWN PARALLEL WITHAND DISTANT
Legal Subdivision	WEST FOURTH STREET
Legal Block	31
Legal Lot Number	50,52
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3012
Census Tract	1800

Owner

317 N 3rd Ave W is owned by two individuals who bought it in July 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	142 MIDSHIP DR, HERCULES, CA 94547-2083
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC
Dec 7, 2022	Warranty Deed, Transfer NORTH SHORE TITLE
Sep 8, 2020	Warranty Deed, Transfer NORTH SHORE TITLE
Sep 9, 2020	Warranty Deed, Transfer · Line of Credit NATIONAL BK/CMRC
Jan 19, 2018	Warranty Deed, Transfer · Line of Credit MEMBERS COOPERATIVE CU
Oct 6, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on File
Deed Sale	Jul 10, 2023 · Amount on File
Prior Sale	Dec 7, 2022 · Amount on File
Deed Document Number	20231469647
Prior Transfer Date	Jan 8, 2018
Prior Transfer Doc	00A1392068
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 10, 2023
Property Address	321 N 3RD AVE W, DULUTH, MN 55806-2616
Document Number	0001469647
Map Reference	MB 31
Instrument Date	Jun 23, 2023
Instrument	1469647
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	142 MIDSHIP DR, HERCULES, CA 94547-2083

Mortgage

Document Number	0001469648
Date	Jul 10, 2023
Instrument	1469648

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 7, 2022
Property Address	321 N 3RD AVE W, DULUTH, MN 55806-2616
Document Number	0001458065
Instrument Date	Jul 28, 2022
Instrument	1458065
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11458 KENYON CT NE, BLAINE, MN 55449-5480

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 8, 2020
Property Address	321 N 3RD AVE W, DULUTH, MN 55806-2616
Document Number	00T1028554
Instrument Date	Aug 20, 2020
Instrument	T1028554
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Tax	$1,944.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5977 WARGIN RD DULUTH MN 558109732, DULUTH, MN 55810-9732
Investor	Possibly a Property Investor

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 9, 2020
Property Address	321 N 3RD AVE W, DULUTH, MN 55806-2616
Document Number	00A1389959
Instrument Date	Aug 20, 2020
Instrument	A1389959
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,944.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5977 WARGIN RD DULUTH MN 558109732, DULUTH, MN 55810-9732
Investor	Possibly a Property Investor

Mortgage

Document Number	A1389960
Date	Sep 9, 2020
Instrument	A1389960

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 19, 2018
Property Address	321 N 3RD AVE W, DULUTH, MN 55806-2616
Document Number	000T994374
Instrument Date	Jan 8, 2018
Instrument	T994374
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$726.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2600 E 2ND ST DULUTH MN 558121917, DULUTH, MN 55812-1917
Investor	Possibly a Property Investor

Mortgage

Document Number	T994375
Date	Jan 19, 2018
Instrument	T994375

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	A1326366,
Date	Jan 19, 2018
Instrument	A1326366

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 6, 2020
Property Address	321 N 3RD AVE W, DULUTH, MN 55806-2616
Document Number	00A1392068
Instrument Date	Jan 8, 2018
Instrument	A1392068
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$726.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2600 E 2ND ST DULUTH MN 558121917, DULUTH, MN 55812-1917

Tax Assessment & Valuation

The 2026 property tax bill for 317 N 3rd Ave W was $1,724, up 5.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,724.00 (+5.77%)
2025	$1,630.00 (+21.46%)	$133,300 (+13.64%) Land $5,600 Building $127,700	$133,300 (+13.64%) Land $5,600 Building $127,700
2024	$1,342.00 (+2.76%)	$117,300 Land $5,100 Building $112,200	$117,300 Land $5,100 Building $112,200
2023	$1,306.00
2022		$85,800 (-40.79%) Land $5,600 Building $80,200	$85,800 (-40.79%) Land $5,600 Building $80,200
2021		$144,900 Land $2,500 Building $142,400	$144,900 Land $2,500 Building $142,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 317 N 3rd Ave W in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 317 N 3rd Ave W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

Nearby Properties on N 3rd Ave W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures