314 N 3rd Ave W, Duluth, MN 55806 Property Records

St. Louis County property record for 314 N 3rd Ave W, Duluth, MN 55806

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 2 ba · 2,198 sqft · built 1905
Lot Size	0.057 acres (2,487 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Aug 2023)
Tax Bill	$3,352 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0980-00305`

Property Details

APN / Parcel Number

Primary APN	`010-0980-00305`
Alternative APNs	`1099093` `1180510`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,198 sqft Gross Area
1st Floor Area	1,099 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Lot Area	2,487 sqft (0.057 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1180510
Street Address	314 N 3RD AVE W
City	DULUTH
State	MN
Zip	55806-2614
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	NLY 50 FT SERIAL #
Legal Subdivision	DULUTH PROPER FIRST DIVISION
Legal Lot Number	47
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3007
Census Tract	1800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6004 TACONY ST, DULUTH, MN 55807-1212
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Dec 13, 2016 · Amount on Record
Deed Document Number	20231071801
Prior Transfer Date	Jul 7, 2008
Prior Transfer Doc	0001085608
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 29, 2023
Property Address	314 N 3RD AVE W, DULUTH, MN 55806-2614
Document Number	0001071801
Instrument Date	Aug 7, 2023
Instrument	1071801
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 N 3RD AVE W, DULUTH, MN 55806-2614

Mortgage

Document Number	0001071802
Date	Aug 29, 2023
Instrument	1071802

Lender

Name	FIRST NATIONAL BANK NORTH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,352.00 (+5.81%)
2025	$3,168.00 (+12.42%)	$213,300 (+13.52%) Land $9,800 Building $203,500	$213,300 (+13.52%) Land $9,800 Building $203,500
2024	$2,818.00 (+2.4%)	$187,900 (+26.02%) Land $9,000 Building $178,900	$187,900 (+26.02%) Land $9,000 Building $178,900
2023	$2,752.00
2022		$149,100 (+64.57%) Land $9,900 Building $139,200	$149,100 (+64.57%) Land $9,900 Building $139,200
2021		$90,600 Land $4,500 Building $86,100	$90,600 Land $4,500 Building $86,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

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