317 N 2nd St, #21, El Cajon, CA 92021 Property Records

San Diego County property record for 317 N 2nd St, #21, El Cajon, CA 92021

Property Summary

Property Type	Mixed Use Store/Office
Details	4,050 sqft · built 1971
Lot Size	0.502 acres (21,871 sqft)
Owner	Company Name on File
Last Sale	$1,175,000 (Feb 2015)
Tax Bill	$17,211 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`489-180-12-00`

Property Details

APN / Parcel Number

Primary APN	`489-180-12-00`

Interior

Building Area	4,050 sqft Total Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	21,871 sqft (0.502 acres)

Location & Zoning

Street Address	317 N 2ND ST, 21
City	EL CAJON
State	CA
Zip	92021-6445
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	C-G
Legal Description	BLK 13 LOT 1 /EXC ST OPS/ N 72 FT OF S 534 FT IN TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	13
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4001
Census Tract	15701

Owner

317 N 2nd St, #21 is owned by a company that bought it in February 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	3171 SPORTS ARENA BLVD, SAN DIEGO, CA 92110-4526
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage MUFG UNION BANK NA
Apr 28, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY-C/I, CHICAGO TITLE CO COM DIV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2015 · Amount on File
Deed Sale	Feb 23, 2015 · Amount on File
Deed Document Number	201579873
Prior Transfer Date	Dec 5, 1994
Prior Transfer Doc	0000704505
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	317 N 2ND ST # 21, 21, EL CAJON, CA 92021-6445
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE COMPANY-C/I, CHICAGO TITLE CO COM DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2612 W CANYON AVE, SAN DIEGO, CA 92123-4684

Mortgage

Document Number	0000186287
Date	Apr 28, 2022
Instrument	2022-0186287

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2022
Property Address	317 N 2ND ST # 21, 21, EL CAJON, CA 92021-6445
Document Number	0000186288
Map Reference	MAP 355
Instrument Date	Mar 8, 2022
Instrument	2022-0186288
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE COMPANY-C/I, CHICAGO TITLE CO COM DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3171 SPORTS ARENA BLVD, SAN DIEGO, CA 92110-4526

Tax Assessment & Valuation

The 2025 property tax bill for 317 N 2nd St, #21 was $17,211.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,440,409 (+2%) Land $950,058 Building $490,351
2025	$17,211.00	$1,412,167 Land $931,430 Building $480,737
2023	$16,861.00 (+2.19%)	$1,357,332 Land $895,262 Building $462,070
2022	$16,499.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 317 N 2nd St, #21 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 317 N 2nd St, #21 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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