313 McKay Rd, Stevensville, MD 21666 Property Records

Queen Anne's County property record for 313 McKay Rd, Stevensville, MD 21666

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,629 sqft · built 1972
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,500 (Aug 2020)
Tax Bill	$5,012 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-022505`

Property Details

APN / Parcel Number

Primary APN	`04-022505`
Alternative APNs	`4022505` `022505`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,629 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Porch	Slab
Porch Area	436 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	022505
Street Address	313 MCKAY RD
City	STEVENSVILLE
State	MD
Zip	21666-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	LOT 18, BLK 19 BAY CITY-SECT 2
Legal Subdivision	BAY CITY
Legal Block	19
Legal Lot Number	18
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2028
Census Tract	810901

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 MCKAY RD, STEVENSVILLE, MD 21666-2745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jan 23, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Oct 31, 2002
Deed Book / Page	3419 / 238
Transfer Doc	0009790523
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Aug 18, 2020
Property Address	313 MCKAY RD, STEVENSVILLE, MD 21666-2745
Document Number	0034190238
Book / Page	3419 / 238
Map Reference	LB TSP 43 FO 305
Instrument Date	Jul 16, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHARTER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	313 MCKAY RD, STEVENSVILLE, MD 21666-2745

Mortgage

Document Number	0003419245
Date	Aug 18, 2020
Instrument	3419/245

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	313 MCKAY RD, STEVENSVILLE, MD 21666-2745
Document Number	0026420080
Book / Page	002642 / 000080
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017
Title Company	SECURE TITLE SERVICES, SECURE TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 MCKAY RD STEVENSVILLE MD 216662745, STEVENSVILLE, MD 21666-2745

Mortgage

Document Number	0026420080
Date	Feb 9, 2017
Book Page	002642/000080

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,900 (+8.98%) Land $182,500 Building $397,400	$579,900 (-) Land $182,500 Building $397,400
2025	$5,012.00 (+21.92%)	$532,100 (+21.9%)	$579,900 (+32.85%) Land $182,500 Building $397,400
2023	$4,111.00	$436,500 Land $161,000 Building $275,500	$436,500 Land $161,000 Building $275,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 85 policies
Nearby Flood Policies	85 in force
Nearby Flood Claims	113 (1978–2024)
Claims Outside the SFHA	19 of 113
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 86 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEVENSVILLE serves 9,155 people · EPA ID MD0170019
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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