317 McDowell St, #19, Plainfield, NJ 07063 Property Records

Union County and Plainfield City property record for 317 McDowell St, #19, Plainfield, NJ 07063

Property Summary

Property Type	Single Family Home
Details	1,340 sqft · built 1921
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Aug 2019)
Tax Bill	$7,944 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-00128-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`12-00128-0000-00022`
Alternative APNs	`120012800022` `01370000`

Interior

Stories	2 Stories
Building Area	1,340 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	01370000
Street Address	317 MCDOWELL ST, 19
City	PLAINFIELD
State	NJ
Zip	07063-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: 1340 SQ FT BLDG
Legal Subdivision	J W & M T WELSH
Legal Block	128
Legal Lot Number	22
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2006
Census Tract	39501

Owner

317 McDowell St, #19 is owned by two individuals who bought it in August 2019.

Source: Union County and Plainfield City records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	317 MCDOWELL ST, PLAINFIELD, NJ 07063-1342
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 26, 2019	Deed, Transfer CHICAGO TITLE INSURANCE CO
Nov 14, 2018	Trustee's Deed, Transfer · Line of Credit LOAN FUNDER LLC SERIES 5344

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Prior Sale	Nov 14, 2018 · Amount on File
Deed Document Number	2019316373
Deed Book / Page	6336 / 934
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Jun 24, 2026
Property Address	317 MCDOWELL ST, 19, PLAINFIELD, NJ 07063-1342
Document Number	0000093947
Book / Page	15820 / 2476
Instrument Date	Jun 4, 2026
Instrument	202693947
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093947,
Date	Jun 24, 2026
Book Page	15820/2476
Instrument	202693947

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Jul 1, 2050

Interest

Rate	6.37%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	317 MCDOWELL ST # 19, 19, PLAINFIELD, NJ 07063-1342
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147260608
Date	Jul 10, 2020
Book Page	14726/608
Instrument	694647

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Aug 26, 2019
Property Address	317 MCDOWELL ST # 19, 19, PLAINFIELD, NJ 07063-1342
Document Number	0063360934
Book / Page	6336 / 0934
Map Reference	MAP 77C
Instrument Date	Jun 5, 2019
Instrument	316373
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$1,442.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 PARK AVE, 107, PLAINFIELD, NJ 07060-1203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 MCDOWELL ST # 19, 19, PLAINFIELD, NJ 07063-1342

November 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	UNION NJ
Recording Date	Nov 14, 2018
Property Address	317 MCDOWELL ST # 19, 19, PLAINFIELD, NJ 07063-1342
Document Number	0062960117
Book / Page	006296 / 000117
Instrument Date	Oct 16, 2018
Instrument	306900
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	107 PARK AVE PLAINFIELD NJ 070601203, PLAINFIELD, NJ 07060-1203

Mortgage

Document Number	145070571
Date	Nov 14, 2018
Book Page	014507/000571
Instrument	665371

Lender

Name	LOAN FUNDER LLC SERIES 5344
Address	40 W 57TH ST # 204020, NEW YORK, NY 10019-4001

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 317 McDowell St, #19 was $7,944, up 2.2% from the year before.

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,000 (-) Land $35,000 Building $54,000	$89,000 (-) Land $35,000 Building $54,000
2025	$7,944.00 (+2.23%)	$89,000 Land $35,000 Building $54,000	$89,000 Land $35,000 Building $54,000
2024	$7,771.00
2023		$89,000 Land $35,000 Building $54,000	$89,000 Land $35,000 Building $54,000
2022	$7,528.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 317 McDowell St, #19 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 McDowell St, #19 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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