309 McDowell St, #11, Plainfield, NJ 07063 Property Records

Union County and Plainfield City property record for 309 McDowell St, #11, Plainfield, NJ 07063

Property Summary

Property Type	Single Family Home
Details	2,309 sqft · built 1921
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Oct 2011)
Tax Bill	$9,372 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-00128-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`12-00128-0000-00024`
Alternative APNs	`120012800024` `01372000`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,309 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	01372000
Street Address	309 MCDOWELL ST, 11
City	PLAINFIELD
State	NJ
Zip	07063-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: 2309 SQ FT
Legal Subdivision	J W & M T WEICH
Legal Block	128
Legal Lot Number	24
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2006
Census Tract	39501

Owner

Source: Union County and Plainfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 MCDOWELL ST, PLAINFIELD, NJ 07063-1342
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jun 19, 2023	Deed of Trust, Mortgage · FHA Mortgage EMORTGAGE FUNDING LLC
Jul 10, 2023	Intrafamily Transfer, Transfer JBS TITLE AND ESCROW LLC, JS TITLE AND ESCROW LLC
Aug 5, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Nov 28, 2018	Deed of Trust, Mortgage · FHA Mortgage MONSTERLOANS
Jan 13, 2018	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2011 · Amount on Record
Deed Sale	Oct 27, 2011 · Amount on Record
Prior Sale	Aug 2, 2006 · Amount on Record
Deed Document Number	2011227775
Deed Book / Page	5883 / 44
Last Transfer Date	May 25, 2023
Transfer Doc	0065132849
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	309 MCDOWELL ST # 11, 11, PLAINFIELD, NJ 07063-1342
Transaction Type	Mortgage
Record Updated	Oct 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 MCDOWELL ST 311, 311, PLAINFIELD, NJ 07063-1342

Mortgage

Document Number	0152092106
Date	Apr 28, 2022
Book Page	15209/2106
Instrument	36420

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	309 MCDOWELL ST # 11, 11, PLAINFIELD, NJ 07063-1342
Transaction Type	Mortgage
Record Updated	Oct 17, 2023
Title Company	AMTITLE AND ESCROW LLC, TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153772020
Date	Jun 19, 2023
Book Page	15377/2020
Instrument	53014

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jun 1, 2050

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Jul 10, 2023
Property Address	309 MCDOWELL ST # 11, 11, PLAINFIELD, NJ 07063-1342
Document Number	0065132849
Book / Page	6513 / 2849
Instrument Date	May 25, 2023
Instrument	30287
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	JBS TITLE AND ESCROW LLC, JS TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 MCDOWELL ST, PLAINFIELD, NJ 07063-1342

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 MCDOWELL ST, PLAINFIELD, NJ 07063-1342

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	309 MCDOWELL ST # 11, 11, PLAINFIELD, NJ 07063-1342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145812444
Date	Aug 5, 2019
Book Page	14581/2444
Instrument	676442

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	309 MCDOWELL ST # 11, 11, PLAINFIELD, NJ 07063-1342
Document Number	0145180304
Instrument Date	Nov 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 MCDOWELL ST PLAINFIELD NJ 070631342, PLAINFIELD, NJ 07063-1342

Mortgage

Document Number	0145180304
Date	Dec 24, 2018
Book Page	014518/000304
Instrument	666977

Lender

Name	MONSTERLOANS
Address	LAKE FOREST, CA 92630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	309 MCDOWELL ST # 11, 11, PLAINFIELD, NJ 07063-1342
Document Number	0143962289
Book / Page	014396 / 002289
Instrument Date	Jan 13, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 MCDOWELL ST PLAINFIELD NJ 070631342, PLAINFIELD, NJ 07063-1342

Mortgage

Document Number	0143962289
Date	Jan 23, 2018
Book Page	014396/002289
Instrument	652654

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,000 (-) Land $35,000 Building $70,000	$105,000 (-) Land $35,000 Building $70,000
2025	$9,372.00 (+2.21%)	$105,000 (-) Land $35,000 Building $70,000	$105,000 (-) Land $35,000 Building $70,000
2024	$9,169.00 (+3.24%)
2023		$105,000 (-) Land $35,000 Building $70,000	$105,000 (-) Land $35,000 Building $70,000
2022	$8,881.00	$105,000 Land $35,000 Building $70,000	$105,000 Land $35,000 Building $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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