317 Locust Ave, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 317 Locust Ave, Colonial Beach, VA 22443

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,316 sqft · built 1970
Lot Size0.276 acres (12,050 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Sep 2015)
Tax Bill$549 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN3A4-3-19-33

Property Details

APN / Parcel Number

Primary APN3A4-3-19-33
Alternative APN
  • 20175

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,316 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialOther
Construction TypeWood
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area12,050 sqft (0.276 acres)
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number20175
Street Address317 LOCUST AVE
CityCOLONIAL BEACH
StateVA
Zip22443-4701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDB
Legal DescriptionBLUFF POINT LOT 33 BK 19DB 875 PG 62 R/S
Legal Block19
Legal Lot Number33
JurisdictionWESTMORELAND VA
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3028
Census Tract10402

Owner

Source: Westmoreland County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9700 WENZEL LN, FORT WASHINGTON, MD 20744-5709
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2015 · Amount on Record
Deed SaleSep 2, 2015 · Amount on Record
Prior SaleMar 21, 2013 · Amount on Record
Deed Document Number20158750062
Transfer Doc824/1178
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND VA
Property Address317 LOCUST AVE, COLONIAL BEACH, VA 22443-4701
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyNORTHERN VIRGINIA LAND TITLE, NORTHERN VIGINIA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number906509
DateApr 11, 2018
Instrument906509
Lender
Name3RD PARTY INDIVIDUAL
TypePrivate Party
Agreement
TypeLine of Credit
AmountAmount Recorded
Term329 Months
DueAug 31, 2045
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityColonial Beach Town
CountyWestmoreland County
Unified School DistrictColonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$549.00 (+29.79%)$130,800 (-) Land $34,200 Building $96,600$130,800 (-) Land $34,200 Building $96,600
2023$130,800 Land $34,200 Building $96,600$130,800 Land $34,200 Building $96,600
2022$423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVA AMERICAN DARL SUBDIVISION
private · serves 63 people · EPA ID VA4193320
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereTOWN OF COLONIAL BEACH
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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